<?xml version="1.0" encoding="UTF-8"?>
<!-- generator="wordpress.com" -->
<urlset xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns="http://www.sitemaps.org/schemas/sitemap/0.9" xmlns:image="http://www.google.com/schemas/sitemap-image/1.1" xsi:schemaLocation="http://www.sitemaps.org/schemas/sitemap/0.9 http://www.sitemaps.org/schemas/sitemap/0.9/sitemap.xsd"><url><loc>https://henrykotula.com/2026/04/02/washington-and-lee-universitys-speaking-tradition/</loc><lastmod>2026-04-02T16:09:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/04/01/the-health-of-a-civilization/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/04/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-04-01T18:40:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/31/coach-k-get-on-the-right-bus/</loc><lastmod>2026-03-31T14:20:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/30/inside-big-insurances-1-7-trillion-year-ep-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-30T20:54:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/30/the-wall-street-chameleon-big-insurance-at-an-inflection-point-ep-1/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-30T20:35:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/30/how-insurers-are-using-the-courts-to-rewrite-the-no-surprises-act/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-30T20:24:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/30/racing-in-the-wrong-direction/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-30T20:18:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/30/the-insurance-industrys-old-trick-flooding-the-zone/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-30T20:11:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/29/cartoon-meeting-rehab/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/fb_img_1774793739014.jpg</image:loc><image:title>FB_IMG_1774793739014</image:title></image:image><lastmod>2026-03-29T14:17:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/10/wall-street-stagflation-chatter-rises/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-10T19:40:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/09/healthcare-workforce-modernization-needed/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-09T21:42:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/09/new-deductible-rules-allow-for-31000-out-of-pocket-maximum/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-09T21:29:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/03/09/the-10000-deductible-and-the-myth-of-affordable-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/03/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-03-09T21:19:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/24/cbos-updated-projections-of-the-hospital-insurance-trust-funds-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-27.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-24T17:58:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/23/hhs-takes-another-swing-at-drug-discount-overhaul/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-25.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-23T16:00:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/20/assessing-the-white-house-plan-to-lower-health-care-costs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-24.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-20T18:23:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/20/government-reports-on-healthcare-require-a-closer-look/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-23.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-20T18:15:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/20/unitedhealthcare-tightens-specialist-access-for-medicare-advantage-enrollees/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-20T18:05:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/18/hospitals-make-or-break-year-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-18T17:20:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/17/cartoon-let-the-taxpayers-pickup-the-tab/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-19.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-18.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-17.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-17T22:39:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/17/cartoon-modern-employee-benefits-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-17T22:33:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/17/cartoon-great-healthcare-plan/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-17T22:26:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/16/six-trends-in-healthcare-to-watch-in-2026/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-16T21:52:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/16/what-medical-debt-cancellation-teaches-us-about-our-failing-health-care-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-16T21:39:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/16/medicare-advantage-insurers-face-pennies-in-penalties-as-seniors-face-delays-and-denials/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-16T21:25:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/11/cms-2024-health-spending-report-key-insights-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-11T20:59:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/11/is-hca-the-exception-or-the-rule/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-11T20:51:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/11/3-healthcare-threats-that-will-soon-become-a-crisis-too-big-to-solve/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-11T20:38:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/10/hawley-and-warren-introduce-break-up-big-medicine-act-to-force-separation-of-insurers-pbms-and-providers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-10T21:25:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/10/the-misleading-chart-that-killed-the-aca-subsidies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-10T20:51:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/10/how-much-will-trumprx-really-cut-down-your-drug-costs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-10T20:38:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/04/companies-are-tired-of-absorbing-tarifffs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-04T21:39:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/03/trump-administration-pressed-on-details-of-drug-price-deals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-03T16:55:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/02/what-is-medically-necessary/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-02T18:32:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/02/senate-judiciary-unitedhealth-turned-medicare-advantage-risk-adjustment-into-a-profit-engine/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-02T18:24:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/02/02/if-the-house-votes-for-senate-approved-spending-package-pbm-reform-becomes-law/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/02/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-02-02T18:18:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/27/cartoon-how-ironic/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/fb_img_1769543314627.jpg</image:loc><image:title>FB_IMG_1769543314627</image:title></image:image><lastmod>2026-01-27T19:50:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/26/cms-2024-health-spending-report-key-insights-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-25.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-26T18:28:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/26/the-health-care-hiring-boom-is-losing-steam/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-24.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-26T18:16:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/23/unitedhealth-group-throws-a-hail-mary-before-ceo-testifies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-23.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-23T17:24:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/23/why-so-many-young-families-are-stuck-renting-delaying-kids-and-getting-a-cat-instead/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-23T17:17:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/22/insurers-face-new-gop-pressure-on-affordability/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-21.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-22T18:52:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/22/the-bond-market-keeps-the-score/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-22T18:23:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/20/the-top-5-takeaways-from-j-p-morgans-2026-healthcare-conference/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-20T21:10:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/19/growth-in-national-health-expenditures-its-not-the-prices-stupid/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-19T18:46:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/19/cms-2024-health-spending-report-key-insights/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-19T18:31:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/19/jpm-health-conference-2026-the-trump-effect/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-16.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-19T18:22:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/16/build-a-winning-culture-with-the-4cs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-16T21:12:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/16/culture-building-resolutions/</loc><lastmod>2026-01-16T21:08:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/16/when-drug-price-transparency-isnt-enough-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-16T21:01:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/14/quote-of-the-day-on-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/fb_img_1768417893078.jpg</image:loc><image:title>FB_IMG_1768417893078</image:title></image:image><lastmod>2026-01-14T19:12:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/14/hospitals-make-or-break-year/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-14T16:33:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/14/health-package-might-move-ahead-without-aca-deal/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-14T16:22:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/12/tpas-the-goodfellas-running-employers-health-plans/</loc><lastmod>2026-01-12T23:57:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/12/healthcare-jobs-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-12T23:40:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/12/the-25-problem-why-health-care-is-so-expensive-and-what-we-can-do-about-it/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-12T19:24:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/09/cartoon-a-wonderful-life/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/fb_img_1767968347197.jpg</image:loc><image:title>FB_IMG_1767968347197</image:title></image:image><lastmod>2026-01-09T14:20:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/08/healthcare-2026-three-realities/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-08T22:50:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/08/2026-a-tough-road-ahead-in-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-08T22:41:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/07/drug-prices-to-keep-rising/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-07T18:23:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/07/u-s-job-openings/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-07T18:16:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/05/the-year-the-u-s-economy-bent-but-didnt-break/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-06T01:04:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/05/drug-rebate-program-frozen-after-court-ruling/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-06T00:54:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/05/the-5-economic-themes-were-watching-in-2026/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-06T00:51:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/05/the-other-health-care-cliff-americans-are-about-to-fall-off/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-06T00:41:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2026/01/01/quote-of-the-day-on-money/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2026/01/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2026-01-01T20:02:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/31/quote-of-the-day-on-success-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1767209155354.jpg</image:loc><image:title>FB_IMG_1767209155354</image:title></image:image><lastmod>2025-12-31T19:27:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/31/why-health-insurance-is-getting-more-expensive-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-31T18:29:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/31/happy-new-year-6/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1767188672256.jpg</image:loc><image:title>FB_IMG_1767188672256</image:title></image:image><lastmod>2025-12-31T13:47:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/23/merry-christmas-9/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1766508570270.jpg</image:loc><image:title>FB_IMG_1766508570270</image:title></image:image><lastmod>2025-12-23T18:20:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/22/merry-christmas-8/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-19.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-22T17:12:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/22/happy-holidays-10/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-17.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-22T17:06:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/22/when-drug-price-transparency-isnt-enough/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-22T16:06:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/22/the-double-whammy-behind-the-2026-aca-premium-shock/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-22T15:52:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/22/chaos-confusion-stagnation-defined-healthcare-in-2025/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-22T15:26:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/17/why-health-insurance-is-getting-more-expensive/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-17T17:06:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/17/what-do-you-want-for-christmas/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1765981738382.jpg</image:loc><image:title>FB_IMG_1765981738382</image:title></image:image><lastmod>2025-12-17T14:30:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/16/unemployment-rate-hit-4-year-high-in-november-even-as-economy-added-jobs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-16T18:35:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/15/forbes-names-the-best-companies-in-america-including-44-in-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-15T18:16:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/15/ringing-in-the-new-year-with-wiser-but-without-aca-subsidies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-15T16:49:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/13/cartoon-healthcare-subsidies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1765635152369.jpg</image:loc><image:title>FB_IMG_1765635152369</image:title></image:image><lastmod>2025-12-13T14:14:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/12/anthems-62-profit-margin-in-federal-employees-health-benefits-contract/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-12T18:00:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/12/consensus-driven-leadership-prevails/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-12T17:43:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/11/whats-next-after-the-failed-senate-obamacare-votes/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-11T18:17:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/11/ceo-sentiment-improves-but-hiring-outlook-is-gloomy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-11T18:08:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/11/cartoon-finding-an-executive-position/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1765463307538.jpg</image:loc><image:title>FB_IMG_1765463307538</image:title></image:image><lastmod>2025-12-11T14:30:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/10/the-presidents-off-the-cuff-critique-reveals-just-how-far-health-insurers-have-fallen-in-washingtons-pecking-order/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-10T22:18:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/10/hospitals-are-dropping-pediatric-services/</loc><lastmod>2025-12-10T15:53:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/10/senate-votes-thursday-on-rival-health-plans/</loc><lastmod>2025-12-10T15:49:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/09/average-family-premiums-exceed-28000-in-california/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-09T17:56:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/09/quote-of-the-day-on-failure/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1765286524065.jpg</image:loc><image:title>FB_IMG_1765286524065</image:title></image:image><lastmod>2025-12-09T13:23:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/08/the-10-healthcare-headlines-you-might-see-in-2026/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-08T20:36:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/08/quote-of-the-day-on-advice/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/fb_img_1765221851655.jpg</image:loc><image:title>FB_IMG_1765221851655</image:title></image:image><lastmod>2025-12-08T19:25:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/08/americans-move-toward-medicare-for-all-amid-current-health-care-debate/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-08T18:07:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/05/americas-three-economies-vibes-sinking-data-treading-water-elites-sailing-away/</loc><lastmod>2025-12-05T16:18:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/04/why-main-streets-pain-matters/</loc><lastmod>2025-12-04T19:48:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/12/03/the-slow-death-of-epic-systems/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/12/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-12-03T16:10:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/30/mark-twain-on-politics-and-diapers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1764536400053.jpg</image:loc><image:title>FB_IMG_1764536400053</image:title></image:image><lastmod>2025-11-30T21:01:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/30/nursing-programs-excluded-from-professional-degree-status/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1764517887509.jpg</image:loc><image:title>FB_IMG_1764517887509</image:title></image:image><lastmod>2025-11-30T15:53:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/30/quote-of-day-on-right-vs-popular/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1764516845702.jpg</image:loc><image:title>FB_IMG_1764516845702</image:title></image:image><lastmod>2025-11-30T15:35:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/26/happy-thanksgiving-12/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1764158039804.jpg</image:loc><image:title>FB_IMG_1764158039804</image:title></image:image><lastmod>2025-11-26T17:59:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/25/big-insurance-reform-its-not-just-the-libs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-29.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-25T19:27:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/25/the-job-markets-soft-underbelly/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-28.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-25T19:17:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/25/medicares-11b-payment-change-roils-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-27.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-25T15:21:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/24/the-5-trillion-crisis-americans-keep-ignoring/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-26.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-24T16:36:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/24/the-medicare-advantage-meltdown-in-americas-retirement-capital/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-25.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-24T16:25:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/24/cartoon-healthcare-trolley-problem/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-24.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-24T16:06:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/21/celebrating-400k-views/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-23.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-21T17:47:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/21/comprehensive-set-of-bills-introduced-to-take-on-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-21T17:15:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/21/thought-of-the-day-5/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1763732979192.jpg</image:loc><image:title>FB_IMG_1763732979192</image:title></image:image><lastmod>2025-11-21T13:50:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/20/thought-of-the-day-4/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1763646701726.jpg</image:loc><image:title>FB_IMG_1763646701726</image:title></image:image><lastmod>2025-11-20T13:52:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/19/your-health-insurance-premiums-are-going-up-heres-whos-profiting/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-21.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-19T19:41:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/19/worker-insurance-cost-to-break-18500/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-19T19:24:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/19/sanders-pushes-senate-dems-to-go-big-on-health-care-deal/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-19T19:14:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/19/gop-doubles-down-on-aca-subsidy-alternatives/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-19T19:12:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/18/sign-of-the-times/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1763471677410.jpg</image:loc><image:title>FB_IMG_1763471677410</image:title></image:image><lastmod>2025-11-18T13:16:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/18/thought-of-the-day-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1763470822622.jpg</image:loc><image:title>FB_IMG_1763470822622</image:title></image:image><lastmod>2025-11-18T13:01:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/16/trumps-chance-to-reshape-medicare-advantage-2/</loc><lastmod>2025-11-16T21:03:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/16/trumps-chance-to-reshape-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-16T20:57:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/13/cartoon-id-like-to-find-an-executive-position/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1763040310674.jpg</image:loc><image:title>FB_IMG_1763040310674</image:title></image:image><lastmod>2025-11-13T13:27:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/12/layoff-trends/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-12T22:18:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/12/big-insurances-stocks-are-turbulent-as-aca-subsidy-extension-fails/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-12T17:32:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/11/new-study-reveals-unitedhealths-hidden-hand/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-11T16:05:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/11/cartoon-making-healthcare-affordable-again/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/fb_img_1762865237393.jpg</image:loc><image:title>FB_IMG_1762865237393</image:title></image:image><lastmod>2025-11-11T12:50:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/09/where-do-our-health-insurance-premiums-go/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-09T21:25:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/09/anthems-new-10-penalty-targets-hospitals-and-doctors/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-09T21:20:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/09/why-healthcare-affordability-is-increasingly-problematic-to-working-age-populations/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-09T21:10:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/06/the-facts-about-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-06T15:30:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/05/navy-seal-turned-hospital-ceo-jeff-mengenhausen-exposes-healthcares-failures/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-05T21:55:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/05/episode-460-navy-seal-secrets-for-healthcare-leadership-with-jeff-mengenhausen/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-05T21:50:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/05/how-children-are-treated-in-the-one-big-beautiful-bill-act/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-05T21:45:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/04/unitedhealth-ceo-says-company-is-cutting-thousand-of-doctors-out-of-network-to-boost-profits/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-04T17:48:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/04/cartoon-todays-side-effect/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-04T16:27:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/04/state-of-the-union-wheel-of-american-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-04T16:23:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/04/the-structural-flaws-that-must-be-fixed-to-transform-the-u-s-health-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-04T16:16:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/03/policy-talk-v-my-plan-for-a-better-healthcare-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-03T23:35:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/02/rising-health-care-costs-are-the-real-reason-for-the-government-shutdown/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-02T17:17:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/11/02/how-fake-health-insurance-is-luring-people-in/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/11/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-11-02T17:00:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/30/in-home-elder-care-cost-is-rising-more-than-three-times-faster-than-inflation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-30T17:25:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/30/cartoon-at-3000-per-night/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/fb_img_1761829213970.jpg</image:loc><image:title>FB_IMG_1761829213970</image:title></image:image><lastmod>2025-10-30T13:02:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/29/here-are-6-ways-the-government-shutdown-could-get-worse-for-americans/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-29T22:42:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/cartoon-health-insurance-today-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-28T00:06:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/cartoon-sign-of-the-times-11/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-28T00:03:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/cartoon-dying-of-status-quo-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-27T23:59:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/cartoon-the-healthcare-trilemma/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-15.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-27T23:57:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/what-would-actually-lower-drug-prices-in-america-experts-weigh-in/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-27T23:54:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/family-health-premiums-just-hit-27000-out-of-pockets-to-reach-21200-in-2026/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-27T23:33:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/pnhps-new-report-on-medicare-advantages-equity-illusion/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-27T23:26:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/27/time-crunch-poses-obstacle-to-aca-talks/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-27T23:19:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/17/shutdown-in-washington-healthcare-issues-at-the-core-of-the-debate/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-17T20:56:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/17/the-expiration-of-aca-credits-will-make-a-bad-situation-worse/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-17T20:38:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/17/unsubsidized-health-insurance-is-unaffordable/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-17T20:25:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/14/healthcares-biggest-blindspot-household-financial-insecurity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-14T22:51:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/14/who-owns-the-publics-health/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-14T22:31:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/14/immigration-crackdown-sets-off-alarms-in-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-14T22:18:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/10/big-health-insurance-front-groups-are-attacking-the-no-upcode-act/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-10T21:01:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/09/cartoon-not-mission-critical/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/fb_img_1760011790180.jpg</image:loc><image:title>FB_IMG_1760011790180</image:title></image:image><lastmod>2025-10-09T12:11:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/08/pressure-points-5-ways-the-shutdown-could-end/</loc><lastmod>2025-10-08T17:16:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/08/how-the-shutdown-impacts-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-08T16:59:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/06/how-insurers-that-own-providers-can-game-the-medical-loss-ratio-rules/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-06T15:34:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/03/cartoon-affordable-healthcare-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/fb_img_1759538471226.jpg</image:loc><image:title>FB_IMG_1759538471226</image:title></image:image><lastmod>2025-10-04T00:43:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/02/cartoon-affordable-medicine/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/fb_img_1759428667203.jpg</image:loc><image:title>FB_IMG_1759428667203</image:title></image:image><lastmod>2025-10-02T18:13:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/10/02/government-shutdown-puts-hospital-funding-in-peril/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/10/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-10-02T17:34:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/23/hospital-expense-growth-is-outpacing-revenue/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-23T21:26:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/23/cvs-healths-omnicare-files-for-chapter-11-bankruptcy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-23T20:54:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/23/responding-to-trump-healthcare-2-0-key-takeaways-after-8-months/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-23T20:48:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/22/the-future-of-aca-coverage-hangs-on-a-washington-deal/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-22T16:45:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/19/medicaid-overhaul-shifts-tough-choices-to-states/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-19T14:23:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/18/the-lines-of-life/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/fb_img_1758197884294.jpg</image:loc><image:title>FB_IMG_1758197884294</image:title></image:image><lastmod>2025-09-18T12:19:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/16/dont-just-block-ads-for-pills-block-medicare-advantage-ads-too/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-16T16:51:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/16/the-future-of-medicare-advantage-assessing-current-debates-and-the-likelihood-of-near-term-reforms/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-16T16:36:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/16/matthew-fiedlers-testimony-on-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-16T16:22:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/12/help-do-i-have-to-pay-for-the-hospitals-47000-mistake/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-12T15:36:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/12/surging-health-costs-bode-ill-for-workers-next-year/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-12T15:28:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/09/junk-plans-are-bad-sadly-potus-is-bringing-them-back/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-09T22:46:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/09/cignas-3-5-billion-bet-tightens-its-grip-on-specialty-drugs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-09-09T22:39:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/09/05/quote-of-the-day-on-ethics/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/09/fb_img_1757074688169.jpg</image:loc><image:title>FB_IMG_1757074688169</image:title></image:image><lastmod>2025-09-05T12:20:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/28/is-health-insurer-criticism-justified/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-28T21:49:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/27/medicare-advantage-plans-pay-physicians-less-than-original-medicare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-27T22:12:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/27/providence-inches-closer-to-breakeven-in-q2-but-reckons-with-polycrisis/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-27T22:01:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/26/the-aca-subsidy-expiration-will-hit-millions-hard/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-26T23:06:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/20/self-dealing-illegal-in-most-industries-rampant-in-health-insurance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-20T20:25:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/11/cartoon-what-fits-your-busy-schrdule/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/fb_img_1754937732590.jpg</image:loc><image:title>FB_IMG_1754937732590</image:title></image:image><lastmod>2025-08-12T00:32:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/11/when-i-talk-to/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-12T00:28:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/07/aca-premiums-set-to-spike/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-07T16:10:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/06/as-americans-struggled-health-insurers-made-a-record-breaking-71-3-billion-in-profits/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-6.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-5.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-06T19:07:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/05/wisdom-thought-character-vs-reputation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/fb_img_1754427114521.jpg</image:loc><image:title>FB_IMG_1754427114521</image:title></image:image><lastmod>2025-08-05T21:00:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/05/talk-is-cheap-now-trump-must-deliver-on-his-healthcare-promises/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-05T16:17:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/04/july-2025-actions-are-the-turning-point-for-u-s-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-04T17:13:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/04/expect-more-hunger-in-america-with-big-new-rips-to-the-safety-net/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-04T16:59:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/08/04/inside-the-midyear-panic-at-unitedhealth/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/08/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-08-04T16:46:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/28/how-drug-prices-got-so-bloated/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-28T17:24:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/28/how-health-insurance-monopolies-affect-your-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-21.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-28T17:06:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/27/top-employer-in-each-state/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/fb_img_1753628180219.jpg</image:loc><image:title>FB_IMG_1753628180219</image:title></image:image><lastmod>2025-07-27T14:58:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/22/from-nonprofit-blues-to-wall-street-blues-elevances-stock-points-down/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-22T20:46:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/22/doj-questions-unitedhealth-doctors-re-medicare-advantage-upcoding/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-22T20:34:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/22/gut-punches-for-healthcare-and-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-22T20:18:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/22/health-insurance-as-a-share-of-median-income-by-u-s-state/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-22T20:00:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/14/cartoon-tried-shipping-job-overseas/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/fb_img_1752548058946.jpg</image:loc><image:title>FB_IMG_1752548058946</image:title></image:image><lastmod>2025-07-15T02:56:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/12/the-evolution-of-medicine/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/fb_img_1752330853780.jpg</image:loc><image:title>FB_IMG_1752330853780</image:title></image:image><lastmod>2025-07-12T14:37:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/08/the-fundamental-problem-at-the-heart-of-american-health-insurance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-09T00:31:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/08/poll-results-agi-and-the-future-of-medicine/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-09T00:20:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/08/gop-faces-big-beautiful-blowback-risk-on-obamacare-subsidy-cuts/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-08T23:58:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/08/the-great-flattening/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-08T23:42:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/cartoon-importance-of-project-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T20:32:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/cartoon-thought-leadership-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T20:24:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/cartoon-great-leaders-are-not-born-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T20:04:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/the-perfect-storm-has-hit-u-s-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T19:41:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/the-fox-guards-the-hen-house-translating-ahips-commitments-to-streamlining-prior-authorization/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T19:20:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/health-insurance-industry-promises-reforms-after-476-million-pr-and-lobbying-campaign/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T19:01:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/congress-could-force-patients-in-rural-america-to-make-dire-medical-care-choices/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T18:50:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/06/federal-medicaid-cuts-imperil-rural-hospitals-and-residents/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-06T18:38:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/02/cartoon-the-answer-you-were-looking-for/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-03T13:56:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/03/cartoon-dont-think-of-it-as-losing-your-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/fb_img_1751516698531.jpg</image:loc><image:title>FB_IMG_1751516698531</image:title></image:image><lastmod>2025-07-03T13:55:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/03/buffet-on-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/fb_img_1751545679027.jpg</image:loc><image:title>FB_IMG_1751545679027</image:title></image:image><lastmod>2025-07-03T13:54:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/02/cartoon-what-makes-you-a-perfect-manager/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-02T23:57:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/02/cartoon-july-4th-1776/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-02T23:42:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/01/scotus-upholds-obamacare-preventive-care-mandate/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-01T13:44:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/07/01/whats-at-stake-from-gop-megabills-coverage-losses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/07/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-07-01T13:31:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/29/the-summer-of-2025-for-u-s-healthcare-what-organizations-should-expect/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-24.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-29T22:44:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/29/the-u-s-anxiety-pandemic/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-23.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-29T22:24:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/29/from-budget-battles-to-consumer-backlash-paul-keckley-on-the-future-of-u-s-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-29T22:10:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/19/republicans-are-turning-on-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-21.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-20T01:57:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/19/for-a-wall-street-lifeline-unitedhealth-is-throwing-brokers-overboard/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-20T01:46:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/19/the-gop-still-lacks-a-clear-plan-for-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-20T01:32:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/19/medicare-advantage-is-ripe-for-an-overhaul/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-20T01:20:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/19/hospital-purchasing-still-buffeted-by-trade-winds/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-20T01:02:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/19/tariffs-drive-health-plan-premium-hikes/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-20T00:53:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/12/medicare-advantage-is-failing-its-mission-heres-how-washington-could-finally-fix-it/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-12T21:32:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/05/protect-medicaid-for-american-families/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-14.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-13.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-06T00:59:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/05/workplace-violence-costs-hospitals-more-than-18b-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-06T00:44:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/05/megabill-healthcare-insurance-coverage-losses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-06T00:37:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/05/cost-to-insure-a-family-tops-35000/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-06T00:25:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/05/how-perceptive-are-you/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-05T14:27:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/cartoon-the-illusion-of-leadership-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-02T00:51:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/cartoon-shared-leadership-model-6/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-02T00:46:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/cartoon-leadership-by-words-9/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-5.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-02T00:41:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/the-gop-budget-tax-cuts-for-the-wealthy-and-more-medical-debt-for-everyone-else/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-02T00:15:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/obama-and-trumps-first-100-days-of-healthcare-policy-a-comparison/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-01T23:54:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/91-of-healthcare-is-government-subsidized-is-your-coverage-safe/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-01T23:36:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/06/01/how-the-gop-could-dial-back-obamacare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/06/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-06-01T23:00:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/19/cartoon-state-of-the-hospital-industry/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-19T21:06:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/18/the-value-based-care-agenda-in-trump-2-0-healthcare-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-18T19:39:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/18/they-cut-medicaid-not-the-waste-congress-protects-big-insurance-while-slashing-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-18T19:17:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/18/big-shifts-cvs-is-pulling-the-plug-on-aca-coverage-and-1-million-americans-will-pay-the-price/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-18T19:01:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/18/doing-good-to-build-trust/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-13.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-12.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-18T18:40:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/18/hospitals-begin-to-grapple-with-tariff-fallout/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-18T17:56:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/16/federal-judge-extends-block-on-public-health-cuts/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-16T22:40:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/16/moodys-downgrades-us-credit-rating/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-16T22:30:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/16/the-costs-of-insufficient-insurance-coverage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-16T22:13:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/16/medicaid-provider-taxes-throw-off-sparks/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-16T22:04:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/13/cartoon-the-dead-horse-theory/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-13T17:04:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/12/millions-could-lose-coverage-under-potential-gop-medicaid-policies-cbo/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-13T02:16:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/12/democrats-urge-republicans-to-focus-on-medicare-advantage-upcoding-instead-of-medicaid-cuts/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-13T02:06:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/12/the-value-based-care-agenda-in-trump-2-0-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-13T01:48:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/12/the-next-100-days-what-healthcare-should-expect/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-13T01:29:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/12/medicare-scramble-wall-street-wants-insurers-to-dump-costly-seniors-2/</loc><lastmod>2025-05-13T01:12:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/05/12/medicare-scramble-wall-street-wants-insurers-to-dump-costly-seniors/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/05/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-05-13T01:07:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/04/02/cartoon-how-long-have-i-been-working-here/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/04/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-04-02T23:57:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/03/11/cartoon-measles-comeback/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/03/fb_img_1741708783258-1.jpg</image:loc><image:title>FB_IMG_1741708783258</image:title></image:image><lastmod>2025-03-11T16:41:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/03/06/american-health-insurance-diddy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/03/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-03-06T18:22:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/03/04/new-hhs-rule-wipes-out-some-public-comment-on-rulemaking/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/03/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-03-04T20:24:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/cartoon-leadership-today-7/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:47:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/cartoon-deficit-expansion/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:37:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/cartoon-medicaid-block-grants/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:29:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/cartoon-health-care-cuts/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:24:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/cartoon-medicare-advantage-office-visit/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:17:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/cartoon-inexpensive-medical-insurance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:11:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/key-principles-for-proactive-management-of-patient-denials/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T20:03:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/the-state-of-trust-in-public-health-in-america/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T19:51:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/the-implications-of-losing-access-to-tax-exempt-financing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T19:40:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/implications-of-the-national-hospital-flash-report-for-hospital-operations/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T19:27:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/the-perfect-storm-facing-the-healthcare-workforce-eight-current-issues-frame-the-challenge/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T19:09:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/covid-vaccine-misinformation-or-disinformation-which-was-worse/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T18:46:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/02/28/gaming-the-system-medical-loss-ratios-and-how-insurers-manipulate-them/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/02/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-02-28T18:31:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/27/cartoon-most-common-side-effect-of-this-drug/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-28T00:48:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/what-trump-and-the-gop-have-planned-for-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T21:23:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/advocates-roll-out-efforts-to-shield-medicaid/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T20:56:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/pace-of-downgrades-slowed-in-2024-five-key-takeaways/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T20:39:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/deny-defend-depose-the-chilling-legacy-of-managed-care-and-the-american-health-care-crisis/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T20:17:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/unitedhealths-reckoning-wall-street-isnt-buying-the-blame-game/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T20:06:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/why-thousands-cheered-a-tragedy-unpacking-americas-healthcare-anguish/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T19:55:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/23/musks-doge-could-leave-millions-uninsured/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-23T19:45:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/08/senate-report-slams-private-equitys-ownership-of-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-08T19:44:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/broken-promises-how-employer-health-plans-are-leaving-millions-underinsured-and-in-debt/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T20:20:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/how-unitedhealths-diagnosis-game-rakes-in-billions-from-medicare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T20:08:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/changing-american-demographics-make-hospital-operations-harder/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T19:53:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/rating-agencies-upgrade-not-for-profit-hospital-outlook/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T19:37:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/assessing-the-results-of-medicaid-unwinding/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T19:26:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/the-medicare-advantage-trap-what-they-dont-tell-you/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T19:15:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/america-needs-a-national-healthcare-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T18:59:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/the-two-events-that-changed-u-s-healthcare-for-everyone-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T18:41:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2025/01/07/the-two-events-that-changed-u-s-healthcare-for-everyone/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2025/01/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2025-01-07T18:35:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/09/vaccine-research-vs-anti-vax-research/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-09T19:00:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/09/big-insurance-2022-revenues-reached-1-25-trillion-thanks-to-sucking-billions-out-of-the-pharmacy-supply-chain-and-taxpayers-pockets/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-10.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-09T18:48:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/09/when-profits-kill-the-deadly-costs-of-treating-healthcare-as-a-business/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-09T18:21:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/09/in-healthcare-most-think-were-shrewd-and-theyre-screwed/</loc><lastmod>2024-12-09T17:59:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/06/anthems-reversal/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-06T18:01:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/06/the-spotlight-is-on-health-insurance-companies-patients-are-telling-their-stories-of-denied-claims-bankruptcy-and-delayed-care/</loc><lastmod>2024-12-06T17:33:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/trump-picks-hhs-and-cms-nominees/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T20:54:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/ai-in-medicine-3-easy-questions-to-separate-hype-from-reality/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T20:43:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/new-senate-report-on-prior-authorization-in-medicare-advantage-begs-a-question-can-big-insurance-ever-be-regulated-adequately-to-ensure-patient-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T20:22:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/private-health-insurance-spends-big-on-political-contributions-and-lobbying/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T20:10:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/the-misadventures-of-primary-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T17:10:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/the-four-core-pillars-of-trump-healthcare-2-0/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T16:54:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/12/02/gop-eyes-medicaid-overhaul/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/12/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-12-02T16:41:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/the-humana-wall-street-medicare-advantage-love-story-seems-to-be-ending/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T18:53:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/cvshealth-eyes-breakup-a-reckoning-for-corporate-health-cares-vertical-empire/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T18:37:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/unitedhealth-group-has-made-24-5-billion-in-profits-this-year-so-far-but-still-takes-beating-on-wall-street/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T18:21:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/the-four-core-beliefs-of-hospital-employed-physicians/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-8.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-7.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T18:11:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/what-is-the-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-5.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T17:53:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/u-s-healthcare-in-2025-and-beyond-three-major-predictions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T17:37:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/in-healthcare-near-sightedness-is-normalcy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T17:18:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/11/04/why-facts-dont-change-our-minds-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/11/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-11-04T17:01:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/24/thought-of-the-day-having-access-to-people-smarter-then-you/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-24T16:30:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/18/federal-reserve-delivers-super-sized-half-point-rate-cut/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-18T19:22:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/15/the-true-value-of-experience/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-15T15:15:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/13/thought-of-the-day-smart-vs-wise/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-13T16:38:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/09/cartoon-customer-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-09T16:09:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/09/thought-of-the-day-on-observation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-09T16:03:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/09/the-four-questions-healthcare-boards-must-answer/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-09T15:57:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/09/the-politics-of-health-care-and-the-2024-election/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-4.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-09T15:40:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/09/the-presidential-debate-will-frustrate-healthcare-voters/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-09T15:19:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/09/quote-of-the-day-on-election-debate/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-09T14:56:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/09/03/thought-of-the-day-what-you-leave-behind/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/09/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-09-03T15:21:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/27/are-employers-ready-to-move-from-the-back-bench-in-u-s-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-34.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-27T16:46:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/27/two-less-obvious-ways-the-fed-made-mortgages-pricier/</loc><lastmod>2024-08-27T16:14:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/27/the-hospital-finance-misconception-plaguing-c-suites/</loc><lastmod>2024-08-27T16:03:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/27/senator-urges-pennsylvania-ag-to-intervene-in-crozer-sale/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-33.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-27T15:08:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/27/the-hottest-market-for-hospital-ma/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-32.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-31.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-27T14:58:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/27/67-health-systems-with-strong-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-30.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-27T14:49:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/26/cartoon-modern-turnaround/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-29.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-26T15:12:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/19/cms-negotiated-drug-prices-would-have-saved-medicare-6b-last-year/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-28.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-19T15:48:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/19/covid-19s-summer-surge-shows-no-signs-of-slowing-down/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-27.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-19T15:26:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/19/another-aca-fight-rides-on-election/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-26.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-19T15:05:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/17/about-nurses-how-much-do-you-make/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-25.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-17T17:50:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/16/analysts-shrug/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-24.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-16T16:03:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/16/sign-of-the-day-on-opinions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-23.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-16T15:44:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/15/quote-of-the-day-great-minds/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/fb_img_1723745273870.jpg</image:loc><image:title>FB_IMG_1723745273870</image:title></image:image><lastmod>2024-08-15T18:10:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/15/thought-of-the-day-i-want-this/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-15T16:16:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/cartoon-leadership-listening-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-21.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T20:13:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/cartoon-modern-consulting/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T20:08:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/healthcares-three-big-tents-have-much-in-common/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T19:57:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/who-is-cha-partners-heres-what-to-know-about-the-new-jersey-company-looking-to-buy-delcos-crozer-health/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T19:37:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/corporate-takeover-has-not-been-good-for-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T19:21:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/what-to-watch-when-medicare-releases-first-negotiated-drug-prices/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T19:05:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/walgreens-considering-selling-all-of-its-villagemd-business/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T18:52:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/kaiser-permanente-reports-908m-in-q2-operating-income/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-14T18:45:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/14/inflation-can-take-the-back-seat-2/</loc><lastmod>2024-08-14T18:37:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/07/while-cigna-saddles-patients-with-increasing-out-of-pocket-requirements-the-company-bought-back-5-billion-of-its-own-stock/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-07T16:37:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/07/celebrating-medicares-59th-birthday-amidst-troubling-trends/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-07T16:25:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/07/big-sky-is-cloudy-for-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-07T16:17:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/07/aca-premiums-set-to-rise-in-2025/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-07T15:58:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/07/gulf-widens-between-rich-and-poor-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-07T15:47:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/07/walmart-healths-demise-is-emblematic-of-the-nations-primary-care-conundrum/</loc><lastmod>2024-08-07T15:36:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/02/thought-of-the-day-on-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-02T19:42:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/02/quote-of-the-day-burden-of-being-an-example/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-02T19:29:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/02/thought-of-the-day-importance-of-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-02T19:22:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/02/quote-of-the-day-on-leadership-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-02T19:15:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/08/02/leadership-integrity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/08/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-08-02T19:10:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/31/cartoon-quarterly-financial-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-32.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-31T16:44:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/30/quote-of-the-day-on-actions-habits-and-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-31.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-30T17:44:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/26/quote-of-the-day-on-strategic-progress/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-30.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-26T16:20:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/25/the-slowdown-that-wasnt/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-29.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-25T19:36:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/25/u-s-economy-surprises-with-strong-2-8-growth-rate-in-second-quarter/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-28.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-25T19:23:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/25/cartoon-importance-of-customer-service-4/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-27.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-25T18:32:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/cms-proposes-a-nearly-3-cut-to-medicare-physician-pay-for-2025/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-26.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T20:28:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/outpatient-shift-turning-to-new-specialties/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-25.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T20:22:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/campaign-2024-and-us-healthcare-7-things-we-know-for-sure/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-24.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T20:12:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/private-medicare-plans-and-vertical-integration-yield-unitedhealth-15-8-billion-in-profits-between-january-and-june/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-23.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T19:57:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/steward-health-care-fails-to-secure-bids-on-ohio-pennsylvania-facilities/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-22.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T19:34:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/uc-davis-breaks-ground-on-3-74b-hospital-tower/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-21.png</image:loc><image:title>image</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-20.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T19:23:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/sp-global-ratings-downgrades-walgreens-citing-struggles-in-both-pharmacy-and-retail/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-19.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T19:12:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/23/15-health-systems-dropping-medicare-advantage-plans-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-18.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-23T19:01:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/11/sign-of-the-times-i-hate-it-when-i-see/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-17.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-11T18:37:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/cartoon-oversight-committee/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-16.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T18:11:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/cartoon-presentation-recommendations/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-15.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T18:07:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/cartoon-importance-of-delegation-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-14.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T17:58:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/cartoon-think-outside-the-box-but/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-13.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T17:54:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/ftc-big-insurances-pbms-profit-at-the-expense-of-patients-by-inflating-drug-costs-and-squeezing-main-street-pharmacies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-12.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T17:30:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/insurers-brought-in-50b-through-questionable-medicare-advantage-coding-wsj/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-11.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T16:52:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/optums-behavioral-health-business-5-things-to-know/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-10.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T16:37:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/university-of-california-ucsf-reach-agreement-on-purchase-of-dignity-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-9.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T16:20:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/09/hospital-ma-turns-to-strategy-over-scale/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-8.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-09T16:05:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/the-healthcare-workforce-crossroad-incrementalism-or-transformation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-7.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-08T19:12:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/the-impact-of-the-great-debate-scotus-decisions-on-healthcare-four-key-takeaways/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-6.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-08T18:57:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/creating-partnerships-with-high-priority-medicare-advantage-plans/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-5.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-08T18:42:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/cone-health-to-join-kaiser-permanente-subsidiary-risant-health/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-4.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-08T18:35:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/a-closer-look-at-nursing-facility-readiness-for-new-staffing-minimums/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-3.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-08T18:28:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/appeals-court-mostly-upholds-aca-preventive-services-mandate/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-2.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-08T18:21:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/08/cartoon-for-those-headed-to-the-office/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/fb_img_1720458593452.jpg</image:loc><image:title>FB_IMG_1720458593452</image:title></image:image><lastmod>2024-07-08T17:14:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/03/thought-of-the-day-on-leadership-policy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image-1.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-03T15:57:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/07/02/thought-of-the-day-leaving-things-better-than-you-found-them/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/07/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-07-02T19:03:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/26/general-omar-bradley-on-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-81.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-26T17:46:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/26/value-of-the-day-on-success-with-honor/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-80.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-26T17:30:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/26/quote-of-the-day-on-the-consequences-of-anger/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-79.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-26T17:24:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/26/thought-of-the-day-on-strength/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-78.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-26T17:19:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/thought-of-the-day-on-fundamental-values/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-77.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T19:49:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/leadership-thought-of-the-day-character-matters/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-76.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T19:39:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/thought-of-the-day-on-leadership-honesty-integrity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-75.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T19:29:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/insurers-and-private-equity-look-to-join-forces-to-further-consolidate-control-of-americans-access-to-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-74.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T19:20:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/the-cbo-health-insurance-status-report-four-reasons-its-overly-optimistic/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-73.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T19:05:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/36-hospitals-health-systems-cutting-jobs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-72.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T18:13:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/24/quote-of-the-day-on-courage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-71.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-24T16:14:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/big-insurance-2023-revenues-reached-1-39-trillion-thanks-to-taxpayer-funded-medicaid-and-medicare-advantage-businesses-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-70.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T18:58:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/risant-health-plans-to-acquire-north-carolina-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-69.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T16:29:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/pandemic-rent-inflation-is-still-working-its-way-through-the-economy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-68.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T16:13:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/sign-of-the-times-streamlining-the-work-force/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-67.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T15:56:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/48-health-systems-with-strong-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-66.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T14:46:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/walgreens-pursues-provider-status-for-pharmacists/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-65.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T14:40:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/21/cartoon-one-day-youre-young/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-64.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-21T14:27:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/20/university-hospitals-to-cut-300-jobs-including-some-vp-c-suite-roles/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-63.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-20T20:59:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/20/the-medicare-advantage-trap/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-62.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-20T20:03:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/20/cartoon-importance-of-customer-service-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-61.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-20T19:01:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/20/thought-of-the-day-response-to-change/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-60.png</image:loc><image:title>image-60</image:title></image:image><lastmod>2024-06-20T16:41:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/18/the-lifesaving-potential-of-openais-gpt-4o-update/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-59.png</image:loc><image:title>image-59</image:title></image:image><lastmod>2024-06-18T17:41:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/cartoon-pre-existing-condition-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-58.png</image:loc><image:title>image-58</image:title></image:image><lastmod>2024-06-17T21:23:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/michael-dowling-on-the-healthcare-crisis-right-under-our-noses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-57.png</image:loc><image:title>image-57</image:title></image:image><lastmod>2024-06-17T16:01:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/insurers-to-pay-out-more-than-1-billion-in-premium-rebates/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-56.png</image:loc><image:title>image-56</image:title></image:image><lastmod>2024-06-17T15:17:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/consumer-financial-protection-bureau-proposes-ban-on-medical-bills-from-credit-reports/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-55.png</image:loc><image:title>image-55</image:title></image:image><lastmod>2024-06-17T14:50:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/supreme-court-to-hear-challenge-of-dsh-payment-calculations/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-54.png</image:loc><image:title>image-54</image:title></image:image><lastmod>2024-06-17T14:35:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/is-corporatization-killing-primary-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-53.png</image:loc><image:title>image-53</image:title></image:image><lastmod>2024-06-17T14:21:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/why-walgreens-us-health-president-is-bullish-on-the-role-of-retail-in-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-52.png</image:loc><image:title>image-52</image:title></image:image><lastmod>2024-06-17T14:04:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/17/the-healthcare-economy-three-key-takeaways-that-frame-public-and-private-sector-response/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-51.png</image:loc><image:title>image-51</image:title></image:image><lastmod>2024-06-17T13:10:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/13/medicare-physician-payment-not-keeping-up/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2024-06-13T18:34:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/13/preparing-for-medicare-advantages-make-or-break-moment/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-49.png</image:loc><image:title>image-49</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-48.png</image:loc><image:title>image-48</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-47.png</image:loc><image:title>image-47</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2024-06-13T18:23:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/13/fraud-abuse-and-malfeasance-in-the-american-health-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2024-06-13T17:57:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/13/quote-of-the-day-on-things-coming-back-in-style/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2024-06-13T14:33:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/12/sign-of-the-times-harsh-reality-of-life/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2024-06-12T18:27:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/12/thought-of-the-day-on-happiness/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2024-06-12T15:37:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/medicaid-and-medicare-claims-managed-by-insurers-are-rising-why-arent-they-worried-about-their-profits/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2024-06-11T18:51:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/how-supply-costs-have-grown-at-20-health-systems/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2024-06-11T17:59:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/ohsu-to-lay-off-at-least-500-employees/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-39.png</image:loc><image:title>image-39</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2024-06-11T17:47:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/surprising-u-s-economy-is-powering-better-global-outlook-world-bank-says/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2024-06-11T17:22:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/thought-of-the-day-on-moral-excellence/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2024-06-11T17:07:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/thought-of-the-day-on-acting-in-anger/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2024-06-11T16:59:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/11/quote-of-the-day-on-greed/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2024-06-11T16:53:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/10/return-to-office-mandates-layoffs-in-sheeps-clothing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2024-06-10T16:22:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/sign-of-the-times-answers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2024-06-09T20:24:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/house-subcommittee-focuses-on-need-for-340b-transparency/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2024-06-09T17:35:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/many-states-now-scrutinizing-healthcare-consolidation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2024-06-09T17:26:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/hospital-at-home-programs-at-a-critical-juncture/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2024-06-09T17:18:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/dollar-general-ends-mobile-health-clinic-pilot/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2024-06-09T17:10:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/ohsu-and-legacy-sign-definitive-merger-agreement/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2024-06-09T17:04:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/09/cartoon-impatient-registration/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2024-06-09T14:24:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/07/thought-of-the-day-communication-vs-comprehension/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2024-06-08T03:45:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/07/thoughts-of-the-day-the-wisdom-of-coach-john-wooden/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-23.png</image:loc><image:title>image-23</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2024-06-07T17:58:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/07/sign-of-the-times-employee-motivation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2024-06-07T17:40:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/07/cartoon-making-it-to-work/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2024-06-07T17:28:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/07/what-to-look-for-the-in-the-labor-departments-may-jobs-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2024-06-07T14:06:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/06/a-new-kind-of-primary-care-comes-to-america/</loc><lastmod>2024-06-06T18:00:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/06/unitedhealth-ceo-sold-5-6-million-in-shares-the-same-day-as-ransomware-attack/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-18.png</image:loc><image:title>image-18</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-17.png</image:loc><image:title>image-17</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2024-06-06T17:24:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/06/true-cost-of-fighting-fascism/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2024-06-06T15:50:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/06/remember-fighting-fascism/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2024-06-06T15:41:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/06/remembering-d-day-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2024-06-06T15:37:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/05/medicare-advantage-insurers-hurt-you-because-their-profits-depend-on-it/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2024-06-05T20:22:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/04/quote-of-the-day-marcus-aurelius/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2024-06-04T21:17:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/04/tower-health-inks-142m-financing-deal-to-aid-financial-turnaround/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2024-06-04T15:34:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/04/350-nurses-will-see-pay-cut-at-ohio-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2024-06-04T14:45:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/04/florida-hospital-restricts-charity-care-citing-financial-strain/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2024-06-04T14:35:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/04/hospital-margins-rebound-but-some-left-behind/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2024-06-04T14:27:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/04/37-health-systems-with-strong-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2024-06-04T14:17:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/03/could-new-flirt-variants-lead-to-a-summer-covid-19-surge/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2024-06-03T16:07:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/03/medicare-advantage-struggling-under-low-payment-high-utilization/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2024-06-03T15:53:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/03/a-disturbance-in-the-force/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-3.png</image:loc><image:title>image-3</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2024-06-03T15:33:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/03/whats-next-for-risant/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2024-06-03T15:25:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/06/03/handicapping-the-players-in-the-quest-for-healthcare-affordability/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/06/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-06-03T15:13:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/29/importance-of-character-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-91.png</image:loc><image:title>image-91</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-90.png</image:loc><image:title>image-90</image:title></image:image><lastmod>2024-05-29T16:10:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/29/most-important-ingredient-of-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-89.png</image:loc><image:title>image-89</image:title></image:image><lastmod>2024-05-29T16:07:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/29/leadership-defined/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-88.png</image:loc><image:title>image-88</image:title></image:image><lastmod>2024-05-29T16:03:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/29/quote-of-the-day-on-true-leadership-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-87.png</image:loc><image:title>image-87</image:title></image:image><lastmod>2024-05-29T15:56:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/28/medicare-advantages-64-billion-supplemental-benefits-slush-fund/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-86.png</image:loc><image:title>image-86</image:title></image:image><lastmod>2024-05-28T19:42:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/28/commonspirit-doubly-concerned-about-california-medicaid/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-85.png</image:loc><image:title>image-85</image:title></image:image><lastmod>2024-05-28T16:36:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/28/healthcare-winners-and-losers-after-ftc-bans-non-compete-clauses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-84.png</image:loc><image:title>image-84</image:title></image:image><lastmod>2024-05-28T15:58:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/28/steward-files-for-bankruptcy-and-it-feels-all-too-familiar/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-83.png</image:loc><image:title>image-83</image:title></image:image><lastmod>2024-05-28T15:38:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/28/walmarts-primary-care-failure-is-important-and-a-problem/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-82.png</image:loc><image:title>image-82</image:title></image:image><lastmod>2024-05-28T15:02:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/28/the-dos-and-donts-of-navigating-the-health-system-when-you-need-it-my-first-hand-experience/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-81.png</image:loc><image:title>image-81</image:title></image:image><lastmod>2024-05-28T14:50:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/26/quote-of-the-day-behavior-never-lies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-80.png</image:loc><image:title>image-80</image:title></image:image><lastmod>2024-05-26T14:17:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/26/happy-memorial-day-weekend/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-79.png</image:loc><image:title>image-79</image:title></image:image><lastmod>2024-05-26T14:05:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/24/quote-of-the-day-on-chasing-perfection/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-78.png</image:loc><image:title>image-78</image:title></image:image><lastmod>2024-05-24T16:09:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/24/thought-of-the-day-be-careful-what-you-tolerate/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-77.png</image:loc><image:title>image-77</image:title></image:image><lastmod>2024-05-24T16:02:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/24/quote-of-the-day-price-vs-value/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-76.png</image:loc><image:title>image-76</image:title></image:image><lastmod>2024-05-24T14:43:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/24/thought-of-the-day-journey-vs-destination/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-75.png</image:loc><image:title>image-75</image:title></image:image><lastmod>2024-05-24T14:07:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/cartoon-is-this-your-office/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-74.png</image:loc><image:title>image-74</image:title></image:image><lastmod>2024-05-23T17:27:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/cartoon-timeliness-vs-accuracy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-73.png</image:loc><image:title>image-73</image:title></image:image><lastmod>2024-05-23T17:21:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/cartoon-the-perfect-manager/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-72.png</image:loc><image:title>image-72</image:title></image:image><lastmod>2024-05-23T17:14:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/29-hospitals-health-systems-cutting-jobs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-71.png</image:loc><image:title>image-71</image:title></image:image><lastmod>2024-05-23T16:42:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/no-silver-bullets-to-improve-margins-osf-cfo-says/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-70.png</image:loc><image:title>image-70</image:title></image:image><lastmod>2024-05-23T16:29:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/here-are-the-five-areas-the-new-doj-task-force-on-monopolies-in-health-care-should-focus-on/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-69.png</image:loc><image:title>image-69</image:title></image:image><lastmod>2024-05-23T16:09:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/23/thought-of-the-day-great-minds/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-68.png</image:loc><image:title>image-68</image:title></image:image><lastmod>2024-05-23T14:05:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/cartoon-pre-existing-condition-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-67.png</image:loc><image:title>image-67</image:title></image:image><lastmod>2024-05-21T18:29:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/cartoon-cash-flow-best-practices/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-66.png</image:loc><image:title>image-66</image:title></image:image><lastmod>2024-05-21T18:18:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/cartoon-our-cash-flow-problem/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-65.png</image:loc><image:title>image-65</image:title></image:image><lastmod>2024-05-21T18:15:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/a-different-way-of-thinking-about-hospital-closures/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-64.png</image:loc><image:title>image-64</image:title></image:image><lastmod>2024-05-21T18:09:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/financial-literacy-a-leadership-prerequisite/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-63.png</image:loc><image:title>image-63</image:title></image:image><lastmod>2024-05-21T17:57:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/the-state-of-state-physician-noncompete-bans/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-62.png</image:loc><image:title>image-62</image:title></image:image><lastmod>2024-05-21T17:41:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/21/days-cash-on-hand-does-not-tell-the-full-liquidity-story/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-61.png</image:loc><image:title>image-61</image:title></image:image><lastmod>2024-05-21T17:33:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/cartoon-plan-a/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-60.png</image:loc><image:title>image-60</image:title></image:image><lastmod>2024-05-20T19:47:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/hospital-price-transparency-is-the-juice-worth-the-squeeze/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-59.png</image:loc><image:title>image-59</image:title></image:image><lastmod>2024-05-20T19:20:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/medical-malpractice-in-the-age-of-ai-who-will-bear-the-blame/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-58.png</image:loc><image:title>image-58</image:title></image:image><lastmod>2024-05-20T19:04:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/memorial-day-thoughts-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-57.png</image:loc><image:title>image-57</image:title></image:image><lastmod>2024-05-20T15:19:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/medicare-advantage-two-midnight-rule-contributing-to-higher-outpatient-revenues/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-56.png</image:loc><image:title>image-56</image:title></image:image><lastmod>2024-05-20T14:51:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/retail-clinic-failures-show-collaboration-may-work-better-than-competition/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-55.png</image:loc><image:title>image-55</image:title></image:image><lastmod>2024-05-20T14:37:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/cartoon-caring-about-your-needs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-54.png</image:loc><image:title>image-54</image:title></image:image><lastmod>2024-05-20T14:19:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/20/thought-of-the-day-honoring-the-truth/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-53.png</image:loc><image:title>image-53</image:title></image:image><lastmod>2024-05-20T14:14:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/dow-jones-industrial-average-hits-40000-for-the-1st-time/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-52.png</image:loc><image:title>image-52</image:title></image:image><lastmod>2024-05-16T19:22:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/cartoon-consensus-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-51.png</image:loc><image:title>image-51</image:title></image:image><lastmod>2024-05-16T19:10:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/cartoon-i-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2024-05-16T19:04:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/cartoon-creating-plausible-excuses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2024-05-16T19:00:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/thought-of-the-day-on-results-vs-excuses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2024-05-16T18:56:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/quote-of-the-day-on-leadership-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-47.png</image:loc><image:title>image-47</image:title></image:image><lastmod>2024-05-16T18:49:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/inflation-cools-reassuring-fed-after-unexpectedly-hot-gains-in-q1/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2024-05-16T18:20:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/16/as-a-nightmare-brews-on-wall-street-for-cvs-executives-scramble-to-quell-investors/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2024-05-16T18:10:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/jefferson-lehigh-valley-health-network-ink-definitive-agreement-to-merge/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2024-05-15T16:40:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/sign-of-the-times-on-the-high-cost-of-living/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2024-05-15T16:13:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/hospitals-charged-employers-and-insurers-254-more-than-medicare-in-2022-study/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2024-05-15T15:52:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/kaiser-rides-completed-geisinger-acquisition-to-7-4b-income-in-q1/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2024-05-15T15:42:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/judge-dismisses-ftcs-antitrust-suit-against-welsh-carson/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2024-05-15T15:34:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/doj-unveils-task-force-on-healthcare-monopolies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2024-05-15T15:21:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/15/inflation-pressures-ease-in-april-as-consumer-prices-rise-at-slowest-pace-in-three-months/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2024-05-15T15:06:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/14/missing-payments-increase-for-hospitals-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2024-05-14T16:06:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/thought-of-the-day-style-vs-principle/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2024-05-13T20:24:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/quote-of-the-day-recognition-vs-recognize/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2024-05-13T20:19:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/a-year-after-silicon-valley-banks-collapse-what-have-we-learned-about-managing-counterparty-risk/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-34.png</image:loc><image:title>image-34</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2024-05-13T20:09:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/an-analysis-of-accountable-care-organization-performance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2024-05-13T19:48:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/third-times-not-the-charm-for-walmarts-healthcare-delivery-ambitions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2024-05-13T19:39:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/foundational-steps-vital-on-the-road-to-universal-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-30.png</image:loc><image:title>image-30</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-29.png</image:loc><image:title>image-29</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2024-05-13T19:30:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/cvs-ceo-to-wall-street-people-in-medicare-advantage-are-in-for-a-world-of-hurt-as-we-focus-on-profits/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2024-05-13T19:00:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/13/hospitals-at-a-crossroad-reactive-navigation-or-proactive-orchestration/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2024-05-13T16:23:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/cartoon-seeing-the-problem/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2024-05-08T18:40:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/as-steward-ship-was-sinking-ceo-bought-40m-yacht/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2024-05-08T18:32:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/cartoon-zero-premium-coverage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2024-05-08T18:22:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/hospice-remains-a-blind-spot-for-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2024-05-08T18:14:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/physician-productivity-up-4-as-revenue-expenses-rise/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2024-05-08T17:56:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/medicare-advantage-extras-on-the-chopping-block-in-2025/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2024-05-08T17:42:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/08/30-health-systems-with-strong-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2024-05-08T17:34:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/07/cartoon-in-a-world-of-disinformation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2024-05-07T17:35:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/07/cartoon-more-important-ever-to-think/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2024-05-07T17:28:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/07/wall-street-yawned-as-congress-grilled-unitedhealths-ceo-but-went-ballistic-on-cvs-aetna-over-medicare-advantage-claims/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-16.png</image:loc><image:title>image-16</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2024-05-07T17:20:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/07/medicare-go-broke-date-extended-to-2036-but-warning-bells-continue-ringing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2024-05-07T16:41:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/07/stewards-bankruptcy-documents-reveal-sprawling-debt-planned-hospital-fire-sale/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2024-05-07T16:29:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/07/hhs-finalizes-revised-dispute-resolution-process-for-340b-program/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2024-05-07T16:09:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/03/quote-of-the-day-yogi-berra-on-inflation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2024-05-03T15:20:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/03/u-s-labor-market-slows-in-april-adding-175000-jobs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2024-05-03T15:00:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/great-leadership-starts-with/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2024-05-02T20:06:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/thought-of-the-day-carnegie-on-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2024-05-02T19:54:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/quote-of-the-day-leading-with-integrity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2024-05-02T19:46:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/insurers-brace-for-continued-medicare-advantage-medical-costs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-6.png</image:loc><image:title>image-6</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2024-05-02T19:33:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/cvs-slashes-2024-outlook-again-as-medicare-seniors-drive-spending/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2024-05-02T19:18:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/empowering-healthcare-providers-against-rising-payer-denials/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-3.png</image:loc><image:title>image-3</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2024-05-02T19:07:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/cigna-writes-down-villagemd-investment-amid-shrinking-value/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2024-05-02T18:58:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/05/02/debt-covenant-violations-tick-up-among-nonprofit-providers-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/05/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-05-02T18:47:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/30/cartoon-problem-with-us-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2024-04-30T19:35:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/30/understanding-the-role-of-the-ftc-doj-and-states-in-challenging-anticompetitive-practices-of-hospitals-and-other-health-care-providers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2024-04-30T18:55:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/30/four-implicit-messages-to-healthcare-in-the-ftc-non-compete-rule/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-47.png</image:loc><image:title>image-47</image:title></image:image><lastmod>2024-04-30T17:42:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/30/hospital-and-health-system-ma-q1-2024-review/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-46.png</image:loc><image:title>image-46</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2024-04-30T17:18:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/30/the-press-is-beginning-to-take-notice-of-how-health-insurers-are-raiding-the-medicare-trust-fund/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-44.png</image:loc><image:title>image-44</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2024-04-30T16:34:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/30/walmart-announces-closing-of-clinics-and-virtual-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2024-04-30T16:18:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/29/the-hospital-of-the-future/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2024-04-29T18:53:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/29/the-emerging-divide/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2024-04-29T18:45:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/29/hospitals-forced-makeover/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2024-04-29T18:40:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/29/amid-losses-upmc-says-its-laying-off-roughly-1000-workers-cutting-open-positions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2024-04-29T18:27:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/29/43-health-systems-ranked-by-long-term-debt/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2024-04-29T18:00:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/25/quote-of-the-day-buffet-on-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2024-04-25T19:51:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/ftc-bans-noncompete-agreements-for-workers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2024-04-23T19:35:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/cartoon-modern-vows/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2024-04-23T16:39:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/cartoon-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/medical-humour.jpg</image:loc><image:title>medical-humour</image:title></image:image><lastmod>2024-04-23T16:32:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/cartoon-acme-health-insurance-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2024-04-23T16:25:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/where-does-medicare-go-from-here-profit-driven-chaos-or-patient-centered-community/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2024-04-23T16:17:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/big-insurance-2023-revenues-reached-1-39-trillion-thanks-to-taxpayer-funded-medicaid-and-medicare-advantage-businesses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2024-04-23T15:57:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/23/hospitals-declare-war-on-corporate-insurance-handicapping-the-players/</loc><lastmod>2024-04-23T15:35:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/cartoon-out-of-pocket-experience-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2024-04-22T16:15:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/cartoon-the-tin-plan-aka-short-term-health-insurance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2024-04-22T16:11:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/cartoon-ask-your-congressman/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2024-04-22T16:06:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/cartoon-modern-health-insurance-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2024-04-22T16:03:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/unpacking-one-aspect-of-healthcare-affordability/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2024-04-22T15:56:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/tenet-driving-growth-and-profitability-through-asc-segment/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2024-04-22T15:48:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/cms-launches-new-model-to-boost-primary-care-acos/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2024-04-22T15:42:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/health-systems-partnering-with-affordable-housing-developers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2024-04-22T15:35:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/elevance-health-to-buy-krogers-specialty-pharmacy-business/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2024-04-22T15:27:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/22/arkansas-state-law-protecting-340b-contract-pharmacies-upheld/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2024-04-22T15:20:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/16/cartoon-things-will-get-better/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2024-04-16T16:06:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/16/modern-finance-team-makeovers-controllers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2024-04-16T15:39:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/16/interim-cfo-requests-skyrocket-46-btg/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2024-04-16T15:17:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/thought-leadership-on-character-and-integrity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2024-04-15T20:13:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/quote-of-the-day-function-of-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2024-04-15T20:06:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/thought-of-the-day-on-leadership-5/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2024-04-15T20:04:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/8-reasons-hospitals-must-re-think-their-future/</loc><lastmod>2024-04-15T19:56:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/americas-newest-doctors-fuel-efforts-to-unionize/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2024-04-15T19:07:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/23-health-systems-with-strong-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2024-04-15T18:55:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/no-appointments-available-americas-escalating-primary-care-shortage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2024-04-15T18:47:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/medical-properties-trust-selling-spree-continues-utah-deal-closes/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2024-04-15T18:38:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/drug-shortages-reach-all-time-high/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2024-04-15T18:26:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/15/why-a-deep-red-state-could-be-on-the-verge-of-expanding-medicaid/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2024-04-15T18:18:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/42-health-systems-ranked-by-operating-margins/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2024-04-09T19:57:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/medicare-can-cover-anti-obesity-drugs-for-heart-disease-but-at-what-cost/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2024-04-09T19:49:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/death-by-paperwork-watch-nyt-opinion-video-on-health-insurers-prior-authorization-practices/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2024-04-09T19:27:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/the-heritage-foundations-medicare-and-social-security-blueprint/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-5.png</image:loc><image:title>image-5</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2024-04-09T19:12:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/nightmare-on-wall-street-for-medicare-advantage-companies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2024-04-09T18:53:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/cms-medicare-advantage-final-rules-why-2025-will-be-significantly-different-for-plans-enrollees-and-providers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2024-04-09T18:40:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/04/09/is-private-equity-the-solution-or-the-problem-in-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/04/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2024-04-09T18:17:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/cartoon-multi-lingual/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2024-03-11T19:33:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/new-reports-detail-unitedhealths-latest-acquisitions-under-shady-pretenses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2024-03-11T19:20:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/trauma-center-hospitals-charged-above-market-prices-for-non-trauma-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2024-03-11T18:58:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/justice-department-conducting-antitrust-probe-against-unitedhealth-group/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-29.png</image:loc><image:title>image-29</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-28.png</image:loc><image:title>image-28</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-27.png</image:loc><image:title>image-27</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2024-03-11T18:42:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/us-anesthesia-partners-settles-with-colorado-regulators/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2024-03-11T18:33:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/nurse-practitioners-fueling-primary-care-workforce-growth/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2024-03-11T18:22:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/chasing-downstream-margin-over-downstream-revenue/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2024-03-11T18:15:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/11/has-u-s-healthcare-reached-its-tipping-point-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2024-03-11T18:04:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/08/qualities-of-greatness/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2024-03-08T17:10:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/08/importance-of-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2024-03-08T17:01:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/08/importance-of-integrity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2024-03-08T16:52:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/08/quote-of-the-day-on-true-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2024-03-08T16:47:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/08/february-jobs-report-u-s-hiring-remains-strong/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-17.png</image:loc><image:title>image-17</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2024-03-08T16:31:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/cartoon-company-policy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2024-03-07T22:12:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/cartoon-recognize-this-leader/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2024-03-07T22:06:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/cartoon-a-great-leader-4/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2024-03-07T22:03:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/cartoon-questions-of-ethics-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2024-03-07T21:59:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/cartoon-integrity-on-the-line/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2024-03-07T21:55:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/as-medicare-advantages-shortcomings-echo-in-the-press-key-legislators-still-push-to-privatize-traditional-medicare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-10.png</image:loc><image:title>image-10</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2024-03-07T21:50:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/healthcare-spending-2000-2022-key-trends-five-important-questions/</loc><lastmod>2024-03-07T21:33:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/what-a-biden-trump-re-match-means-for-healthcare-politics-how-the-campaigns-will-position-their-differences-to-voters/</loc><lastmod>2024-03-07T21:16:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/the-genetic-paradox-yesterdays-solutions-are-todays-problems-can-u-s-healthcare-shift-gear-faster-than-our-genes/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2024-03-07T21:02:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/07/layoffs-cool-as-hospital-margins-stabilize/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2024-03-07T20:45:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/where-some-coos-cfos-are-passing-the-baton/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2024-03-01T16:47:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/upmc-back-in-the-red-with-198m-operating-loss-0-7-margin/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2024-03-01T16:37:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/hospital-expenses-per-inpatient-day-across-50-states/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2024-03-01T16:29:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/sutter-health-oakland-hospital-could-close-by-2030/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2024-03-01T16:22:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/thought-leader-colin-powell-on-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2024-03-01T15:49:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/thought-of-the-day-on-effective-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2024-03-01T15:43:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/03/01/quote-of-the-day-john-wooden-on-the-importance-of-character/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/03/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-03-01T15:38:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/29/company-behind-joe-namath-medicare-advantage-ads-has-long-rap-sheet-of-misconduct/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2024-02-29T17:07:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/29/five-medicare-advantage-fixes-we-can-all-get-behind-except-the-health-insurance-industry-of-course/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2024-02-29T16:43:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/29/key-inflation-measure-falls-to-lowest-rate-since-early-2021/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2024-02-29T16:15:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/quote-of-the-day-supreme-quality-for-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-47.png</image:loc><image:title>image-47</image:title></image:image><lastmod>2024-02-28T21:00:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/unitedhealth-group-takes-wall-street-hit-because-of-investors-fears-about-medicare-advantage-profitability-department-of-justice-antitrust-investigation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2024-02-28T20:38:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/historic-1-billion-donation-secures-free-tuition-at-albert-einstein-college-of-medicine/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2024-02-28T20:02:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/the-numbers-behind-the-numbers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2024-02-28T19:20:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/walgreens-villagemd-exits-the-florida-market/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2024-02-28T15:49:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/physician-burnout-persisting-above-pre-pandemic-levels/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2024-02-28T15:38:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/thought-of-the-day-reflection-on-life/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2024-02-28T15:32:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/the-most-important-elements-of-emotional-iq-for-healthcare-leaders-today/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2024-02-28T15:24:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/28/cms-finalizes-dsh-cuts-for-some-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2024-02-28T15:15:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/22/thought-of-the-day-advice-from-a-farmer/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2024-02-22T14:29:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/cartoon-physician-assisted-bankruptcy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2024-02-21T20:30:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/cartoon-hostile-takeover-bid-thwarted/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2024-02-21T20:24:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/cartoon-a-good-investment/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2024-02-21T20:18:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/cartoon-remembering-the-old-days/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2024-02-21T20:14:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/sign-of-the-times-financial-advisor/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2024-02-21T20:07:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/financial-distress-increasingly-prevalent-in-health-system-ma-deals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2024-02-21T20:01:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/how-gofundme-use-demonstrates-the-problem-of-healthcare-affordability/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2024-02-21T19:56:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/cano-health-files-for-bankruptcy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2024-02-21T19:49:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/a-ground-breaking-transaction/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2024-02-21T19:39:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/21/the-four-conflicts-that-hospitals-must-resolve-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2024-02-21T19:18:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/keeping-employers-in-the-health-benefits-business/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2024-02-19T18:16:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/providers-exiting-insurance-networks-over-contracting-impasses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2024-02-19T18:04:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/fitch-says-lower-operating-margins-may-be-the-new-normal-for-nonprofit-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2024-02-19T17:55:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/cigna-to-sell-medicare-business-as-medicare-advantage-ma-outlook-declines-for-other-big-payers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2024-02-19T17:46:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/humana-sued-over-alleged-340b-underpayments-in-medicare-advantage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2024-02-19T17:39:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/whats-going-on-at-steward-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2024-02-19T17:30:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/19/the-great-medicare-advantage-marketing-scam-how-for-profit-health-insurers-convince-seniors-to-enroll-in-private-medicare-plans/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2024-02-19T17:06:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/cartoon-importance-of-culture/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2024-02-15T21:34:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/cartoon-modern-leadership-4/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2024-02-15T21:30:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/cartoon-influenced-by-corrupt-corporate-culture/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2024-02-15T21:26:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/cartoon-buy-vs-lease/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2024-02-15T21:20:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/cartoon-ran-out-of-metaphors-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2024-02-15T21:14:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/how-cognitive-biases-impact-healthcare-decisions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2024-02-15T21:07:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/two-lawsuits-two-issues-one-clear-message/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2024-02-15T20:47:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/is-the-tax-exemption-for-not-for-profit-hospitals-at-risk/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-13.png</image:loc><image:title>image-13</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2024-02-15T20:27:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/three-must-haves-for-every-rating-presentation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2024-02-15T20:03:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/15/dont-let-your-hospital-be-boeing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2024-02-15T19:49:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/02/u-s-economy-adds-whopping-353000-jobs-in-january-as-labor-market-heats-up/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2024-02-02T16:47:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/cartoon-implementing-artificial-intelligence/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2024-02-01T20:27:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/cartoon-the-raw-material-of-success/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2024-02-01T20:22:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/cartoon-tomorrows-board-presentation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2024-02-01T20:16:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/healthcare-cfos-explore-ma-automation-and-service-line-cuts-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2024-02-01T20:06:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/targeting-the-accounting-shortage-2024-tactics/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2024-02-01T19:50:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/the-three-in-bound-truth-bombs-set-to-explode-in-u-s-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2024-02-01T19:30:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/the-five-most-interesting-transactions-announced-in-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2024-02-01T19:07:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/02/01/the-leadership-theories-of-coach-john-wooden-be-quick-but-dont-hurry/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image-1.png</image:loc><image:title>image-1</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/02/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-02-01T18:58:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/30/thought-of-the-day-on-understanding/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-85.png</image:loc><image:title>image-85</image:title></image:image><lastmod>2024-01-30T17:06:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/29/expanding-beyond-patient-experience/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-84.png</image:loc><image:title>image-84</image:title></image:image><lastmod>2024-01-29T19:58:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/29/is-our-collaborative-culture-slowing-down-our-ability-to-act-quickly/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-83.png</image:loc><image:title>image-83</image:title></image:image><lastmod>2024-01-29T19:49:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/29/big-pharma-entering-the-direct-to-consumer-dtc-prescription-fray/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-82.png</image:loc><image:title>image-82</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-81.png</image:loc><image:title>image-81</image:title></image:image><lastmod>2024-01-29T19:40:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/29/intermountains-saltzer-health-seeks-buyer-or-risks-closure/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-80.png</image:loc><image:title>image-80</image:title></image:image><lastmod>2024-01-29T19:29:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/29/general-catalyst-to-buy-summa-health/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-79.png</image:loc><image:title>image-79</image:title></image:image><lastmod>2024-01-29T19:22:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/29/thought-of-the-day-the-road-not-taken/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-78.png</image:loc><image:title>image-78</image:title></image:image><lastmod>2024-01-29T17:07:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/25/credit-and-capital-markets-outlook-for-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-77.png</image:loc><image:title>image-77</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-76.png</image:loc><image:title>image-76</image:title></image:image><lastmod>2024-01-25T18:17:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/25/healthcare-cfos-share-plans-for-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-75.png</image:loc><image:title>image-75</image:title></image:image><lastmod>2024-01-25T17:44:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/25/inside-the-very-good-gdp-report/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-74.png</image:loc><image:title>image-74</image:title></image:image><lastmod>2024-01-25T17:32:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/24/cartoon-bring-your-attorney-to-work-day/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-73.png</image:loc><image:title>image-73</image:title></image:image><lastmod>2024-01-24T19:10:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/24/cartoon-no-twinges-of-guilt/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-72.png</image:loc><image:title>image-72</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-71.png</image:loc><image:title>image-71</image:title></image:image><lastmod>2024-01-24T19:05:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/24/cartoon-wishful-thinking-powerful-new-jargon/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-70.png</image:loc><image:title>image-70</image:title></image:image><lastmod>2024-01-24T18:59:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/24/the-aftermath-of-a-c-suite-slimdown/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-69.png</image:loc><image:title>image-69</image:title></image:image><lastmod>2024-01-24T17:36:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/24/three-things-board-members-should-know-when-attending-rating-agency-meetings/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-68.png</image:loc><image:title>image-68</image:title></image:image><lastmod>2024-01-24T17:10:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/24/downgrades-topple-upgrades-5-key-takeaways-from-rating-activity-in-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-67.png</image:loc><image:title>image-67</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-66.png</image:loc><image:title>image-66</image:title></image:image><lastmod>2024-01-24T16:59:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/23/jpm-2024-just-wrapped-here-are-the-key-insights/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-65.png</image:loc><image:title>image-65</image:title></image:image><lastmod>2024-01-23T20:47:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/23/nurse-sues-upmc-over-alleged-labor-abuses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-64.png</image:loc><image:title>image-64</image:title></image:image><lastmod>2024-01-23T20:17:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/23/one-third-of-hospitals-take-legal-action-against-patients-with-outstanding-medical-bills-study-finds/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-63.png</image:loc><image:title>image-63</image:title></image:image><lastmod>2024-01-23T19:50:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/23/the-rising-debate-about-hospital-community-benefits-sanders-vs-aha/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-62.png</image:loc><image:title>image-62</image:title></image:image><lastmod>2024-01-23T19:39:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/23/the-rising-danger-of-private-equity-in-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-61.png</image:loc><image:title>image-61</image:title></image:image><lastmod>2024-01-23T19:25:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/22/cartoon-getting-better-at-time-management/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-60.png</image:loc><image:title>image-60</image:title></image:image><lastmod>2024-01-22T21:48:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/22/cartoon-howd-your-meeting-go/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-59.png</image:loc><image:title>image-59</image:title></image:image><lastmod>2024-01-22T21:43:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/22/cartoon-employee-of-the-week/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-58.png</image:loc><image:title>image-58</image:title></image:image><lastmod>2024-01-22T21:39:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/22/cartoon-where-hope-goes-to-die/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-57.png</image:loc><image:title>image-57</image:title></image:image><lastmod>2024-01-22T21:33:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/20/sign-of-the-times-hanging-coffee/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-56.png</image:loc><image:title>image-56</image:title></image:image><lastmod>2024-01-20T18:27:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/19/sign-of-the-times-have-a-nice-day/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-55.png</image:loc><image:title>image-55</image:title></image:image><lastmod>2024-01-19T19:13:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/19/the-emotional-iq-of-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-54.png</image:loc><image:title>image-54</image:title></image:image><lastmod>2024-01-19T18:03:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/19/3-huge-healthcare-battles-being-fought-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-53.png</image:loc><image:title>image-53</image:title></image:image><lastmod>2024-01-19T17:50:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/cartoon-sorry-im-late-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-52.png</image:loc><image:title>image-52</image:title></image:image><lastmod>2024-01-17T20:49:49+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/cartoon-working-from-work-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-51.png</image:loc><image:title>image-51</image:title></image:image><lastmod>2024-01-17T20:46:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/cartoon-working-from-home-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2024-01-17T20:42:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/apollos-220-hospital-stranglehold-harms-patients-and-workers-report-alleges/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2024-01-17T20:36:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/the-healthcare-industry-mega-trend-to-watch-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2024-01-17T20:23:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/trends-shaping-the-business-of-health-insurance-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-47.png</image:loc><image:title>image-47</image:title></image:image><lastmod>2024-01-17T20:01:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/allina-health-doctors-unionize-over-health-systems-objections/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2024-01-17T19:37:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/17/cartoon-office-coffee-maker/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2024-01-17T19:22:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/15/medicare-advantage-rate-change-bedevils-unitedhealths-2024-outlook/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-43.png</image:loc><image:title>image-43</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2024-01-15T21:29:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/15/new-jersey-systems-plan-to-combine-for-profit-nonprofit-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2024-01-15T21:17:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/15/how-quiet-management-cuts-through-the-noise-of-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2024-01-15T21:09:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/15/jefferson-hospital-to-close-residency-program/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2024-01-15T20:48:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/15/economic-indigestion-for-u-s-healthcare-is-reality-heres-what-it-means-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2024-01-15T20:13:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/11/thought-of-the-day-the-law-of-influence/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2024-01-11T16:39:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/10/thought-of-the-day-advice-from-an-old-farmer/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2024-01-10T17:30:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/09/72-hospital-patient-experience-benchmarks/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2024-01-09T20:45:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/09/what-to-expect-in-us-healthcare-in-2024-and-beyond/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-34.png</image:loc><image:title>image-34</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-33.png</image:loc><image:title>image-33</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2024-01-09T20:23:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/09/1-hospital-operator-among-bloombergs-companies-to-watch/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2024-01-09T19:38:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/cartoon-vertical-integration/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2024-01-08T19:41:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/cartoon-focus-on-diversity-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2024-01-08T19:37:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/cartoon-need-more-leadership-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2024-01-08T19:34:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/one-system-two-divergent-views/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-27.png</image:loc><image:title>image-27</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2024-01-08T19:28:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/healthcare-2024-the-10-themes-that-will-dominate-discussion/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2024-01-08T19:06:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/sam-altmans-wild-year-offers-3-critical-lessons-for-healthcare-leaders-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2024-01-08T18:53:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/08/quote-of-the-day-on-success/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2024-01-08T15:57:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/06/possibly-the-most-important-thing-youll-read-this-year/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2024-01-06T17:24:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/05/physician-owned-hospitals-the-answer-for-better-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2024-01-05T17:40:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/05/u-s-economy-adds-216000-jobs-in-december-ending-2023-with-a-bang/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2024-01-05T16:36:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/04/6-priorities-for-health-system-strategists-in-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-19.png</image:loc><image:title>image-19</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-18.png</image:loc><image:title>image-18</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-17.png</image:loc><image:title>image-17</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-16.png</image:loc><image:title>image-16</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-15.png</image:loc><image:title>image-15</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-14.png</image:loc><image:title>image-14</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-13.png</image:loc><image:title>image-13</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-12.png</image:loc><image:title>image-12</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-11.png</image:loc><image:title>image-11</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2024-01-04T19:51:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/03/new-york-governor-to-curb-hospitals-suing-patients/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2024-01-03T17:55:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/03/15-wealthiest-counties-in-the-us/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2024-01-03T17:46:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/03/tower-health-rejects-4th-purchase-offer-im-not-sure-what-theyre-thinking-stonebridge-ceo-says/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2024-01-03T17:36:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/03/michael-dowling-the-most-pressing-question-to-start-the-year/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2024-01-03T17:26:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/02/quote-of-the-day-everything-important-i-ever-learned/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2024-01-02T17:47:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/02/thought-of-the-day-on-the-new-year/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2024-01-02T17:15:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/02/an-open-letter-to-hospital-boards-of-directors-long-term-strategic-planning-needs-your-attention/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-2.png</image:loc><image:title>image-2</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2024-01-02T17:04:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2024/01/02/respiratory-virus-activity-is-high-and-rising-across-the-united-states-cdc-data-shows/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2024/01/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2024-01-02T16:26:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/31/happy-new-year-5/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-69.png</image:loc><image:title>image-69</image:title></image:image><lastmod>2023-12-31T18:18:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/cartoon-goal-setting/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-68.png</image:loc><image:title>image-68</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-67.png</image:loc><image:title>image-67</image:title></image:image><lastmod>2023-12-28T20:10:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/cartoon-brimming-with-optimism/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-66.png</image:loc><image:title>image-66</image:title></image:image><lastmod>2023-12-28T20:05:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/cartoon-new-years-resolution-backlog/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-65.png</image:loc><image:title>image-65</image:title></image:image><lastmod>2023-12-28T19:58:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/cartoon-are-we-celebrating/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-64.png</image:loc><image:title>image-64</image:title></image:image><lastmod>2023-12-28T19:55:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/cartoon-new-years-resolutions-4/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-63.png</image:loc><image:title>image-63</image:title></image:image><lastmod>2023-12-28T19:52:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/im-glad-im-not-a-california-hospital-or-practice-administrator/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-62.png</image:loc><image:title>image-62</image:title></image:image><lastmod>2023-12-28T19:41:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/medicare-advantage-growth-raises-critical-financial-questions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-61.png</image:loc><image:title>image-61</image:title></image:image><lastmod>2023-12-28T19:30:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/from-10-6-to-11-1-34-systems-ranked-by-operating-margins/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-60.png</image:loc><image:title>image-60</image:title></image:image><lastmod>2023-12-28T19:11:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/how-elevance-health-plans-to-integrate-food-as-medicine-across-its-lines-of-business/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-59.png</image:loc><image:title>image-59</image:title></image:image><lastmod>2023-12-28T19:00:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/28/senators-concerned-medicare-advantage-plans-deny-long-term-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-58.png</image:loc><image:title>image-58</image:title></image:image><lastmod>2023-12-28T18:50:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/23/the-servant-leaders-night-before-christmas/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-57.png</image:loc><image:title>image-57</image:title></image:image><lastmod>2023-12-23T18:01:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/sign-of-the-times-on-facts/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-56.png</image:loc><image:title>image-56</image:title></image:image><lastmod>2023-12-21T20:02:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/happy-holidays-9/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-55.png</image:loc><image:title>image-55</image:title></image:image><lastmod>2023-12-21T19:48:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/holiday-season-thanks/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-54.png</image:loc><image:title>image-54</image:title></image:image><lastmod>2023-12-21T19:43:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/seattle-childrens-sues-texas-attorney-general/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-53.png</image:loc><image:title>image-53</image:title></image:image><lastmod>2023-12-21T19:37:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/healthcares-trap-of-overqualified-workers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-52.png</image:loc><image:title>image-52</image:title></image:image><lastmod>2023-12-21T19:27:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/will-health-system-ma-soar-or-dive/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-51.png</image:loc><image:title>image-51</image:title></image:image><lastmod>2023-12-21T19:13:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/21/aca-enrollment-continues-at-a-record-pace/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2023-12-21T18:51:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/happy-holidays-8/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2023-12-20T19:13:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/merry-christmas-7/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2023-12-20T19:09:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/so-much-to-worry-about/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2023-12-20T18:35:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/3-philadelphia-hospitals-reportedly-up-for-grabs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2023-12-20T18:20:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/386-hospitals-now-owned-by-private-equity-firms-6-things-to-know/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2023-12-20T18:09:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/indiana-system-to-pay-345m-in-case-tied-to-physician-pay/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2023-12-20T17:59:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/jefferson-lehigh-valley-health-plan-to-merge-into-30-hospital-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2023-12-20T17:47:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/20/thought-of-the-day-what-defines-us/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2023-12-20T17:05:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/18/sign-of-the-times-on-staffing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2023-12-18T18:20:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/18/sign-of-the-times-the-spirit-of-christmas/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2023-12-18T18:03:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/cartoon-dying-of-status-quo-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2023-12-17T21:56:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/cartoon-rip-healthcare-reform/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2023-12-17T21:52:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/cartoon-healthcare-reform-12/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2023-12-17T21:47:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/fda-approves-landmark-sickle-cell-gene-therapy-treatment/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2023-12-17T21:41:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/sweeping-health-reform-takes-a-back-seat-for-this-election-cycle/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2023-12-17T21:31:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/providers-threaten-to-leave-ma-networks-amid-contentious-negotiations/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2023-12-17T18:54:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/is-the-medicare-advantage-gold-rush-ending/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2023-12-17T18:49:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/17/cigna-abandons-humana-merger-talks/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2023-12-17T18:42:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/15/for-profit-hospital-operators-strained-by-physician-fees-payer-relations-in-q3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2023-12-15T18:20:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/15/more-americans-over-65-are-working-heres-why/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2023-12-15T17:51:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/15/starbucks-softens-its-union-stance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2023-12-15T17:41:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/15/kids-who-survive-shootings-and-their-families-face-greater-health-burdens/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2023-12-15T17:17:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/15/kids-killed-in-gun-accidents-most-often-found-weapon-in-the-bedroom-cdc/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2023-12-15T17:04:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/cartoon-corporate-solution/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/fb_img_1702606321009.jpg</image:loc><image:title>fb_img_1702606321009</image:title></image:image><lastmod>2023-12-15T02:13:59+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/former-kaiser-nurse-awarded-41m-in-retaliation-lawsuit/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2023-12-14T19:53:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/burnout-climbs-its-way-to-boards/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2023-12-14T19:45:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/10-signs-your-board-has-a-strong-pulse/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2023-12-14T19:32:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/the-us-doesnt-have-universal-health-care-but-these-states-almost-do/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2023-12-14T19:19:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/the-layoff-runway-lengthens/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2023-12-14T18:56:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/14/thought-of-the-day-on-finger-pointing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2023-12-14T17:38:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/cartoon-it-seems-weve-run-out-of-time/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2023-12-13T20:45:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/cartoon-on-the-plus-side/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2023-12-13T20:39:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/cartoon-modern-decision-making-6/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2023-12-13T20:35:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/claim-denials-and-payer-audits-are-affecting-the-revenue-cycle/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2023-12-13T20:31:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/68-health-systems-with-strong-finances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2023-12-13T20:14:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/new-kaiser-hospital-could-cost-up-to-1-5b/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2023-12-13T20:08:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/stonebridge-healthcare-nonprofit-offer-706m-for-tower-health/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2023-12-13T19:42:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/the-affordable-care-act-is-back-on-stage-what-to-expect/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2023-12-13T17:18:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/chatgpt-will-reduce-clinician-burnout-if-doctors-embrace-it/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2023-12-13T16:43:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/13/executive-intelligence-and-its-relationship-to-management-competence/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2023-12-13T16:26:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/cartoon-reorganization-reality/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2023-12-04T22:23:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/cartoon-staffing-today/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2023-12-04T22:16:40+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/cartoon-new-strategic-initiative/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2023-12-04T22:12:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/cartoon-nimble-strategy/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2023-12-04T22:03:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/health-system-chief-strategy-officer-roundtable-assessment-the-near-term-is-tough-the-long-term-is-uncertain-and-the-deck-is-stacked-against-hospitals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2023-12-04T21:59:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/health-systems-risk-being-reduced-to-their-core/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2023-12-04T21:26:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/higher-risk-patients-paying-more-for-colonoscopies/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2023-12-04T21:10:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/bjc-saint-lukes-10b-merger-expected-to-close-soon/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2023-12-04T20:59:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/unitedhealth-groups-optum-grows-to-90k-employed-or-affiliated-physicians/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2023-12-04T20:48:44+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/12/04/cigna-and-humana-reportedly-engaged-in-merger-talks/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/12/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-12-04T20:42:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/29/photo-of-the-day-circle-of-life/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-55.png</image:loc><image:title>image-55</image:title></image:image><lastmod>2023-11-29T16:59:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/quote-of-the-day-on-important-learning/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-54.png</image:loc><image:title>image-54</image:title></image:image><lastmod>2023-11-28T20:58:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/cartoon-post-surgical-insurance-complications/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-53.png</image:loc><image:title>image-53</image:title></image:image><lastmod>2023-11-28T20:47:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/cartoon-good-news-bad-news-6/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-52.png</image:loc><image:title>image-52</image:title></image:image><lastmod>2023-11-28T20:44:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/cartoon-patient-liquidity-loss/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-51.png</image:loc><image:title>image-51</image:title></image:image><lastmod>2023-11-28T20:39:09+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/the-broader-policy-implications-of-the-medicaid-unwinding-crisis/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2023-11-28T20:13:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/health-care-sharing-ministries-leave-consumers-with-unpaid-medical-claims/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2023-11-28T20:03:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/tower-turnaround-continues-as-operating-margin-hits-4-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2023-11-28T19:47:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/pennsylvania-health-system-drops-cigna/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-47.png</image:loc><image:title>image-47</image:title></image:image><lastmod>2023-11-28T19:34:57+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/28/american-hospital-association-medicare-advantage-denials-jump-56/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2023-11-28T19:28:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/27/thought-of-the-day-do-it/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2023-11-28T00:52:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/thought-of-the-day-on-giving/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2023-11-22T17:35:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/thanksgiving-sentiment/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2023-11-22T17:16:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/happy-thanksgiving-11/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-42.png</image:loc><image:title>image-42</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2023-11-22T17:11:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/covid-rsv-and-flu-cases-rising-as-americans-gather-for-the-holidays/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2023-11-22T17:05:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/fda-approves-latest-weight-loss-drug-while-ama-endorses-coverage-for-obesity-treatments/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2023-11-22T16:52:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/cignas-express-scripts-adopts-cost-plus-pricing-model/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2023-11-22T16:41:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/taking-stock-of-a-decade-of-medicare-acos/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2023-11-22T16:33:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/unitedhealth-group-ai-algorithm-cutting-off-patient-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2023-11-22T16:26:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/22/thought-of-the-day-on-which-path-to-take/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2023-11-22T15:19:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/21/thanksgiving-wishes-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2023-11-21T20:42:21+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/17/private-equitys-role-in-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2023-11-17T20:26:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/17/commonspirit-reports-q1-291m-operating-loss-738m-net-loss/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2023-11-17T20:04:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/17/how-america-skimps-on-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2023-11-17T19:56:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/17/quote-of-the-day-on-direction/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/fb_img_1700243487532.jpg</image:loc><image:title>fb_img_1700243487532</image:title></image:image><lastmod>2023-11-17T19:03:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/cartoon-changing-company-dna/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2023-11-15T20:46:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/cartoon-totally-different-goals/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2023-11-15T20:41:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/cartoon-becoming-change-masters/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-28.png</image:loc><image:title>image-28</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2023-11-15T20:37:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/walmart-partners-with-a-health-system-and-insurer-in-florida/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2023-11-15T20:15:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/amazon-announces-one-medical-membership-discount-for-prime-members/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2023-11-15T20:06:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/the-sudden-strategic-importance-of-the-cno/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2023-11-15T19:58:38+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/cmmi-increased-medicare-spending-in-its-first-decade/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2023-11-15T19:50:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/medicare-finalizes-physician-pay-cuts-as-congress-considers-stepping-in/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2023-11-15T19:44:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/15/thought-of-the-day-focusing-on-real-need/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2023-11-15T16:57:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/10/cartoon-time-to-restructure/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2023-11-10T18:56:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/09/cartoon-the-coffee-has-no-filter/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2023-11-09T17:57:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/08/has-the-medicare-cost-problem-gone-away/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-13.png</image:loc><image:title>image-13</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2023-11-08T17:25:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/08/quotes-of-the-day-shakespeare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2023-11-08T17:20:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/cartoon-theres-no-fire/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2023-11-06T20:39:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/cartoon-there-will-be-a-bit-of-a-wait/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2023-11-06T20:25:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/physician-flash-report-q3-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2023-11-06T20:17:43+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/national-hospital-flash-report-october-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2023-11-06T20:10:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/six-majority-beliefs-about-the-u-s-health-system-compromise-its-value-proposition/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2023-11-06T20:00:05+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/thought-of-the-day-on-strategic-change/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2023-11-06T18:56:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/06/the-conundrum-facing-not-for-profit-hospital-systems/</loc><lastmod>2023-11-06T16:41:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/cartoon-flip-you-for-the-ceo-position/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2023-11-06T00:10:12+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/cartoon-finally-figured-out-your-insurance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2023-11-06T00:07:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/cartoon-in-denial-3/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2023-11-06T00:01:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/cartoon-breakthroughs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2023-11-05T23:57:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/getting-serious-about-providing-community-benefit/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2023-11-05T23:25:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/employed-physians-at-allina-health-vote-to-unionize/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2023-11-05T23:15:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/california-passes-law-raising-healthcare-worker-hourly-minimum-wage-to-25/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2023-11-05T23:09:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/uneven-operating-margin-recovery-for-national-health-systems/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2023-11-05T23:01:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/california-takes-a-step-toward-establishing-universal-health-coverage-for-residents/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-2.png</image:loc><image:title>image-2</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2023-11-05T22:56:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/11/05/general-catalyst-announces-intent-to-buy-a-health-system/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/11/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-11-05T22:49:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/26/thought-of-the-day-make-a-habit-of-two-things/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/fb_img_1698323524637.jpg</image:loc><image:title>fb_img_1698323524637</image:title></image:image><lastmod>2023-10-26T12:34:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/24/why-nurses-prefer-staffing-agencies-beyond-the-paycheck/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2023-10-24T14:52:35+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/24/streamlining-efforts-reach-the-ceo/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2023-10-24T14:35:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/24/2023-state-of-healthcare-performance-improvement-report-signs-of-stabilization-emerge/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2023-10-24T14:20:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/23/the-acas-promise-of-free-preventive-health-care-faces-ongoing-legal-challenges/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2023-10-23T17:45:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/23/california-sets-25-per-hour-minimum-wage-for-healthcare-workers/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2023-10-23T16:46:50+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/23/how-generative-ai-will-change-the-doctor-patient-relationship/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2023-10-23T16:34:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/23/are-employers-ready-to-engage-the-health-industry-head-on/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2023-10-23T16:22:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/23/peacehealth-files-layoff-notice-ahead-of-oregon-hospital-closure/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2023-10-23T16:03:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/23/cartoon-bad-decisions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/fb_img_1698071371972.jpg</image:loc><image:title>fb_img_1698071371972</image:title></image:image><lastmod>2023-10-23T14:31:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/the-ai-empowered-patient-is-coming-are-doctors-ready/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2023-10-10T16:47:37+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/as-hlth-2023-convenes-three-themes-speak-volumes-about-where-u-s-healthcare-is-headed/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2023-10-10T16:30:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/failing-to-earn-the-consumers-referral/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2023-10-10T16:12:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/health-insurtechs-struggling-to-stay-relevant/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2023-10-10T16:01:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/how-us-is-failing-to-keep-its-citizens-alive-into-old-age/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2023-10-10T15:52:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/cbo-report-finds-cmmi-hasnt-saved-medicare-any-money/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2023-10-10T15:41:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/10/kaiser-permanente-healthcare-workers-initiate-record-strike/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2023-10-10T15:31:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/06/tightening-the-rules-around-short-term-health-insurance-plans-wont-lead-to-more-people-going-without-insurance/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2023-10-06T19:17:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/06/misinformation-about-health-is-nothing-new/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2023-10-06T19:01:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/06/thought-of-the-day-on-people/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-17.png</image:loc><image:title>image-17</image:title></image:image><lastmod>2023-10-06T18:25:28+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/06/thought-of-the-day-on-leadership-integrity/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2023-10-06T15:22:06+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/06/thought-of-the-day-on-lifes-writing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2023-10-06T15:16:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/06/cartoon-do-you-work-here/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2023-10-06T15:00:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/04/thousands-of-us-health-care-workers-go-on-strike-in-multiple-states-over-wages-and-staff-shortages/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2023-10-04T15:24:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/04/the-potential-for-ships-to-combat-medicare-misinformation-and-deceptive-marketing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2023-10-04T15:08:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/04/hospitals-are-dropping-medicare-advantage-left-and-right/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2023-10-04T14:48:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/04/listening-and-learning/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2023-10-04T14:32:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/do-insurers-have-a-disincentive-to-help-with-transitions-of-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2023-10-02T17:07:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/epic-expanding-its-lead-on-ehr-competitors/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-6.png</image:loc><image:title>image-6</image:title></image:image><lastmod>2023-10-02T16:54:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/national-hospital-flash-report-september-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2023-10-02T16:49:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/a-health-systems-guide-to-reducing-bureaucratic-clinician-busywork/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2023-10-02T16:31:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/transcarent-unveils-new-national-health-system-network/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2023-10-02T16:23:58+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/for-healthcare-the-debt-limit-and-possible-shutdown-further-a-shift-away-from-its-status-quo/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2023-10-02T15:51:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/ryder-cup-lessons-for-team-usa-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2023-10-02T15:37:18+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/10/02/2023-nobel-prize-in-medicine-kariko-weissman-awarded-prize-for-mrna-research/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/10/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-10-02T14:57:48+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/cartoon-leadership-types/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2023-09-29T21:51:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/cartoon-not-running-a-hospital/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2023-09-29T21:42:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/cartoon-next-generation-leadership-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2023-09-29T21:36:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/cain-bros-house-calls-kickstarting-innovation-part-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-47.png</image:loc><image:title>image-47</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2023-09-29T21:24:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/costco-members-now-have-access-to-29-online-health-care-visits/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2023-09-29T21:03:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/do-we-still-care-about-the-uninsured/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2023-09-29T20:49:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/how-23-health-systems-labor-costs-are-trending/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-43.png</image:loc><image:title>image-43</image:title></image:image><lastmod>2023-09-29T20:35:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/29/commonspirit-iu-health-85-other-hospitals-health-systems-cutting-jobs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2023-09-29T20:27:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/27/how-do-democrats-and-republicans-rate-healthcare-for-2024/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2023-09-27T15:28:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/22/cartoon-management-feedback/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2023-09-22T17:33:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/22/sign-of-the-times-high-deductible-health-care/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2023-09-22T14:48:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/21/thought-of-the-day-on-the-game-of-life/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2023-09-21T17:37:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/20/intermountain-and-upmc-switching-from-oracle-cerner-to-epic/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2023-09-20T18:25:01+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/20/walmart-reportedly-exploring-purchase-of-chenmed/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2023-09-20T18:19:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/20/fda-approves-updated-covid-vaccines/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2023-09-20T18:12:20+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/20/thinking-about-ais-impact-on-the-healthcare-workforce/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2023-09-20T18:04:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/20/behavioral-health-utilization-driven-by-fast-growing-telehealth-use/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2023-09-20T17:57:33+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/20/private-equity-could-worsen-cardiologys-overutilization-problem/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2023-09-20T17:53:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/18/the-uaw-strike-what-healthcare-provider-organizations-should-watch/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2023-09-18T13:31:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/cartoon-open-minded-boss-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2023-09-14T17:26:19+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/cartoon-a-good-listener-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-29.png</image:loc><image:title>image-29</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-28.png</image:loc><image:title>image-28</image:title></image:image><lastmod>2023-09-14T17:23:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/cartoon-are-you-leading-by-example/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2023-09-14T17:19:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/cartoon-what-about-the-short-term/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2023-09-14T17:14:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/cartoon-important-attribute-of-leadership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2023-09-14T17:09:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/california-warns-hospitals-of-tougher-enforcement-action-for-violating-nurse-staffing-ratios/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-24.png</image:loc><image:title>image-24</image:title></image:image><lastmod>2023-09-14T17:00:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/the-10-major-trends-impacting-health-systems-in-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2023-09-14T16:41:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/healthcare-cfos-no-1-concern/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2023-09-14T16:30:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/management-of-labor-in-trying-financial-circumstances/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2023-09-14T16:10:47+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/14/culture-eats-strategy-for-breakfast-but-probably-not-right-now/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2023-09-14T15:58:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/12/is-there-a-silver-lining-for-the-systems-who-had-the-highest-contract-labor-use/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-19.png</image:loc><image:title>image-19</image:title></image:image><lastmod>2023-09-12T17:40:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/12/private-equity-backed-practices-flexing-market-share-muscle/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-18.png</image:loc><image:title>image-18</image:title></image:image><lastmod>2023-09-12T17:30:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/12/an-unexpected-reprieve-from-medicare-cost-growth/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-17.png</image:loc><image:title>image-17</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2023-09-12T17:23:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/12/biden-admin-proposes-new-staffing-minimums-for-long-term-care-facilities/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-15.png</image:loc><image:title>image-15</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-14.png</image:loc><image:title>image-14</image:title></image:image><lastmod>2023-09-12T17:10:30+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/12/cms-to-pilot-global-health-budgets-for-states/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2023-09-12T16:59:03+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/12/first-ten-drugs-selected-for-medicares-drug-price-negotiation-program/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2023-09-12T16:47:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/11/thought-of-the-day-remembering-9-11-2001/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2023-09-11T18:45:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/11/the-medicare-drug-pricing-program-will-attract-uncomfortable-attention-to-the-rest-of-the-industry/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2023-09-11T17:09:36+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/11/healthcare-system-in-campaign-2024-out-of-sight-out-of-mind/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-9.png</image:loc><image:title>image-9</image:title></image:image><lastmod>2023-09-11T16:53:00+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/11/is-affordability-taken-seriously-in-us-healthcare/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-8.png</image:loc><image:title>image-8</image:title></image:image><lastmod>2023-09-11T16:31:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/11/healing-healthcare-repairing-the-last-5-years-of-damage/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-7.png</image:loc><image:title>image-7</image:title></image:image><lastmod>2023-09-11T16:12:26+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/11/you-might-need-an-ambulance-but-your-state-might-not-see-it-as-essential/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-6.png</image:loc><image:title>image-6</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-5.png</image:loc><image:title>image-5</image:title></image:image><lastmod>2023-09-11T15:52:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/08/state-protections-against-medical-debt-a-look-at-policies-across-the-u-s/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-4.png</image:loc><image:title>image-4</image:title></image:image><lastmod>2023-09-08T19:44:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/08/some-states-back-hospital-mergers-despite-record-of-service-cuts-price-hikes/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-3.png</image:loc><image:title>image-3</image:title></image:image><lastmod>2023-09-08T19:10:08+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/08/ma-plans-were-overpaid-9-3b-annually-from-2017-to-2020-study-finds/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-2.png</image:loc><image:title>image-2</image:title></image:image><lastmod>2023-09-08T18:56:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/08/cartoon-importance-of-customer-service-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image-1.png</image:loc><image:title>image-1</image:title></image:image><lastmod>2023-09-08T15:31:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/09/04/thought-of-the-day-on-courage-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/09/image.png</image:loc><image:title>image</image:title></image:image><lastmod>2023-09-04T21:29:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/31/health-system-mega-mergers-keep-on-coming/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-65.png</image:loc><image:title>image-65</image:title></image:image><lastmod>2023-08-31T16:58:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/31/medicare-starts-a-long-road-to-cutting-prices-for-drugs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-64.png</image:loc><image:title>image-64</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-63.png</image:loc><image:title>image-63</image:title></image:image><lastmod>2023-08-31T16:42:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/31/gop-allies-drawing-up-health-plans-for-a-republican-administration/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-62.png</image:loc><image:title>image-62</image:title></image:image><lastmod>2023-08-31T16:21:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/31/what-to-consider-before-renegotiating-your-value-based-care-contracts/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-61.png</image:loc><image:title>image-61</image:title></image:image><lastmod>2023-08-31T15:43:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/29/what-does-it-take-to-live-100-years/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-60.png</image:loc><image:title>image-60</image:title></image:image><lastmod>2023-08-29T16:57:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/cartoon-waste-of-time-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-59.png</image:loc><image:title>image-59</image:title></image:image><lastmod>2023-08-28T18:46:34+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/cartoon-award-for-cost-cutting/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-58.png</image:loc><image:title>image-58</image:title></image:image><lastmod>2023-08-28T18:39:32+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/sign-of-the-times-reduction-in-force/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-57.png</image:loc><image:title>image-57</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-56.png</image:loc><image:title>image-56</image:title></image:image><lastmod>2023-08-28T18:28:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/cartoon-moving-up-from-middle-management/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-55.png</image:loc><image:title>image-55</image:title></image:image><lastmod>2023-08-28T18:23:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/cartoon-cost-cutting-dilemma/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-54.png</image:loc><image:title>image-54</image:title></image:image><lastmod>2023-08-28T18:19:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/companies-lean-into-quiet-cutting/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-53.png</image:loc><image:title>image-53</image:title></image:image><lastmod>2023-08-28T16:18:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/new-jersey-hospital-to-suspend-healthcare-benefits-from-striking-nurses/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-52.png</image:loc><image:title>image-52</image:title></image:image><lastmod>2023-08-28T16:10:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/financial-performance-worsens-in-july-kaufman-hall-says/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-51.png</image:loc><image:title>image-51</image:title></image:image><lastmod>2023-08-28T16:01:39+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/28/american-healthcare-the-good-bad-ugly-future/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-50.png</image:loc><image:title>image-50</image:title></image:image><lastmod>2023-08-28T15:26:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/thought-of-the-day-on-finishing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/fb_img_1693167668428.jpg</image:loc><image:title>fb_img_1693167668428</image:title></image:image><lastmod>2023-08-27T20:22:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/not-for-profit-hospitals-are-they-the-problem/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-49.png</image:loc><image:title>image-49</image:title></image:image><lastmod>2023-08-27T16:44:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/payers-declare-war-on-corporate-hospitals-context-is-key/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-48.png</image:loc><image:title>image-48</image:title></image:image><lastmod>2023-08-27T16:23:13+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/epic-microsoft-expand-generative-artificial-intelligence-ai-partnership/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-47.png</image:loc><image:title>image-47</image:title></image:image><lastmod>2023-08-27T16:06:11+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/are-doctors-destined-to-make-less-money/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-46.png</image:loc><image:title>image-46</image:title></image:image><lastmod>2023-08-27T15:59:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/hospital-volumes-shifting-to-outpatient-and-home-based-settings/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-45.png</image:loc><image:title>image-45</image:title></image:image><lastmod>2023-08-27T15:51:51+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/why-providers-are-paying-fees-to-get-paid/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-44.png</image:loc><image:title>image-44</image:title></image:image><lastmod>2023-08-27T15:45:31+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/27/blue-shield-of-california-ends-exclusive-pbm-contract-with-cvs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-43.png</image:loc><image:title>image-43</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-42.png</image:loc><image:title>image-42</image:title></image:image><lastmod>2023-08-27T15:36:04+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/25/thought-of-the-day-on-listening-2/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-41.png</image:loc><image:title>image-41</image:title></image:image><lastmod>2023-08-25T14:27:15+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/23/community-with-high-medical-debt-questions-its-hospitals-charity-spending/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-40.png</image:loc><image:title>image-40</image:title></image:image><lastmod>2023-08-23T15:38:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/23/the-changing-definition-of-payer/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-39.png</image:loc><image:title>image-39</image:title></image:image><lastmod>2023-08-23T15:16:54+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/23/physician-contracts-are-changing/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-38.png</image:loc><image:title>image-38</image:title></image:image><lastmod>2023-08-23T14:59:42+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/23/top-6-ehrs-for-large-hospitals-per-black-book-research/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-37.png</image:loc><image:title>image-37</image:title></image:image><lastmod>2023-08-23T14:51:17+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/23/thought-of-the-day-too-few-candies-left-in-the-box/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-36.png</image:loc><image:title>image-36</image:title></image:image><lastmod>2023-08-23T14:20:25+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/17/thought-of-the-day-we-are-all-one/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-35.png</image:loc><image:title>image-35</image:title></image:image><lastmod>2023-08-17T16:28:41+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/17/health-systems-bulk-up-c-suites-ahead-of-transformation/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-34.png</image:loc><image:title>image-34</image:title></image:image><lastmod>2023-08-17T16:13:46+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/17/health-sector-economic-indicators-briefs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-33.png</image:loc><image:title>image-33</image:title></image:image><lastmod>2023-08-17T15:48:45+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/16/inside-rating-committee-five-things-to-know/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-32.png</image:loc><image:title>image-32</image:title></image:image><lastmod>2023-08-16T20:29:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/14/hospitals-are-in-a-world-of-denial/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-31.png</image:loc><image:title>image-31</image:title></image:image><lastmod>2023-08-14T16:14:14+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/14/thought-of-the-day-importance-of-small-steps/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-30.png</image:loc><image:title>image-30</image:title></image:image><lastmod>2023-08-14T15:56:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/14/78-hospitals-health-systems-cutting-jobs/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-29.png</image:loc><image:title>image-29</image:title></image:image><lastmod>2023-08-14T15:38:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/cartoon-operating-expense-reduction/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-27.png</image:loc><image:title>image-27</image:title></image:image><lastmod>2023-08-13T16:55:53+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/how-to-convince-the-board-that-its-time-to-merge/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-26.png</image:loc><image:title>image-26</image:title></image:image><lastmod>2023-08-13T16:46:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/spotting-a-skills-mismatch-in-the-nursing-pipeline/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-25.png</image:loc><image:title>image-25</image:title></image:image><lastmod>2023-08-13T16:32:02+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/are-american-doctors-overpaid/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-24.png</image:loc><image:title>image-24</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-23.png</image:loc><image:title>image-23</image:title></image:image><lastmod>2023-08-13T16:23:52+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/latest-court-order-pauses-no-surprises-acts-independent-dispute-resolution-idr-process-once-again/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-22.png</image:loc><image:title>image-22</image:title></image:image><lastmod>2023-08-13T16:14:23+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/babylon-health-to-end-us-business-as-proposed-go-private-deal-falls-through/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-21.png</image:loc><image:title>image-21</image:title></image:image><lastmod>2023-08-13T16:08:07+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/13/weight-loss-drug-wegovy-cuts-risk-of-heart-problems-by-20-percent/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-20.png</image:loc><image:title>image-20</image:title></image:image><lastmod>2023-08-13T16:01:29+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/beyond-hype-getting-the-most-out-of-generative-ai-in-healthcare-today/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-19.png</image:loc><image:title>image-19</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-18.png</image:loc><image:title>image-18</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-17.png</image:loc><image:title>image-17</image:title></image:image><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-16.png</image:loc><image:title>image-16</image:title></image:image><lastmod>2023-08-11T14:46:56+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/45-hospitals-closing-departments-or-ending-services/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-15.png</image:loc><image:title>image-15</image:title></image:image><lastmod>2023-08-11T14:27:24+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/citing-lax-enforcement-senators-ramp-up-scrutiny-of-nonprofit-hospitals-tax-exemptions/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-13.png</image:loc><image:title>image-13</image:title></image:image><lastmod>2023-08-11T14:04:27+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/kaiser-permanente-reports-2-1b-profit-2-9-operating-margin-in-q2-2023/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-12.png</image:loc><image:title>image-12</image:title></image:image><lastmod>2023-08-11T13:55:22+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/unitedhealth-cutting-back-on-prior-authorizations/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-11.png</image:loc><image:title>image-11</image:title></image:image><lastmod>2023-08-11T13:29:55+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/federal-drug-discount-program-faces-renewed-scrutiny/</loc><image:image><image:loc>https://henrykotula.com/wp-content/uploads/2023/08/image-10.png</image:loc><image:title>image-10</image:title></image:image><lastmod>2023-08-11T13:23:16+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com/2023/08/11/seniors-medical-debt-soars-to-54-billion-in-unpaid-bills/</loc><lastmod>2023-08-11T12:58:10+00:00</lastmod><changefreq>monthly</changefreq></url><url><loc>https://henrykotula.com</loc><changefreq>daily</changefreq><priority>1.0</priority><lastmod>2026-04-02T16:09:14+00:00</lastmod></url></urlset>
