https://hbr.org/cover-story/2019/03/how-employers-are-fixing-health-care

https://www.healthleadersmedia.com/strategy/how-employers-are-fixing-healthcare?utm_source=silverpop&utm_medium=email&utm_campaign=ENL_190314_LDR_FIN_resend%20(1)&spMailingID=15292235&spUserID=MTY3ODg4NTg1MzQ4S0&spJobID=1601132792&spReportId=MTYwMTEzMjc5MgS2

A 56-year-old man who works at Walmart — we’ll call him Bill — had been suffering from mild neck pain for years. Recently the pain had worsened, and his wife noticed a subtle tremor in his hands. An MRI showed some narrowing of the spinal column along with disc degeneration. A local surgeon explained that Bill’s best option was spine surgery.